146 Calhoun Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 146 Calhoun Ave, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,967 sqft · built 2022
Lot Size	0.445 acres (19,386 sqft)
Owner	Individual Name on File
Last Sale	$219,100 (May 2021)
Tax Bill	$8,710 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`C56-000-589-4571-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4571-8`
Alternative APN	`00-2S-22-0310-000D-0720`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,967 sqft Heated Area
Gross Area	3,297 sqft
1st Floor Area	672 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,386 sqft (0.445 acres)
Lot Width	70 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	146 CALHOUN AVE
City	DESTIN
State	FL
Zip	32541-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALHOUN S/D DESTIN N 50 FT OF LOT 72 BLK D & S 20 FT LOT 71
Legal Range	22
Legal Township	02S
Legal Subdivision	CALHOUN S/D
Legal Block	D
Legal Lot Number	72
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2008
Census Tract	23306

Owner

146 Calhoun Ave is owned and occupied by an individual who bought it in May 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	146 CALHOUN AVE, DESTIN, FL 32541-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Dec 8, 2020	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Dec 8, 2020 · Amount on File
Deed Document Number	3451669
Deed Book / Page	3543 / 3830
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 3, 2021
Property Address	146 CALHOUN AVE, DESTIN, FL 32541-1504
Document Number	0035433830
Book / Page	3543 / 3830
Instrument Date	Apr 27, 2021
Instrument	3451669
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,533.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5709, DESTIN, FL 32540-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 SAILFISH DR, DESTIN, FL 32541-2247

Mortgage

Document Number	35433832
Date	May 3, 2021
Instrument	3543/3832

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	May 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 8, 2020
Property Address	146 CALHOUN AVE, DESTIN, FL 32541-1504
Document Number	0035104232
Book / Page	003510 / 004232
Instrument Date	Dec 7, 2020
Instrument	3413363
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,533.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5709 DESTIN FL 325405709, DESTIN, FL 32540-5709

Tax Assessment & Valuation

The 2025 property tax bill for 146 Calhoun Ave was $8,710 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,710.00 Homeowner's exemption	$774,499	$784,072 Land $171,178 Building $612,894
2023	$8,208.00 (+334.52%) Homeowner's exemption	$725,662 (+362.7%)	$750,899 (+378.79%) Land $164,587 Building $586,312
2022	$1,889.00	$156,832 Land $156,832	$156,832 Land $156,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 Calhoun Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 Calhoun Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: LiveOak Fiber, T-Mobile, Verizon.

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