15891 Wayne St, Union, MI 49130 Property Records

Cass County property record for 15891 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,616 sqft · built 1965
Lot Size	9.63 acres (419,483 sqft)
Owner	Individual Name on Record
Last Sale	$15,100 (Feb 2020)
Tax Bill	$640 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-120-219-005-04`

Property Details

APN / Parcel Number

Primary APN	`14-120-219-005-04`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,616 sqft Building Perimeter
1st Floor Area	1,616 sqft
Basement Area	1,616 sqft
Unfinished Basement	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	419,483 sqft (9.63 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15891 WAYNE ST
City	UNION
State	MI
Zip	49130-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	332C COM S 1 DEG 52'12 W 200 FT & S 88 DEG 23'16E 149.52 FT FRM NW COR SEC, TH S 88 DEG 23'16E 50.48 FT, S 0 DEG 20'E 18
Legal Lot Number	2
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	3
Census Block	3038
Census Tract	1000

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15891 WAYNE ST, UNION, MI 49130-9644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Feb 11, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Prior Sale	Apr 1, 2011 · Amount on Record
Deed Book / Page	1167 / 1100
Prior Transfer Date	Jan 3, 2020
Prior Transfer Doc	1167/1100
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	15891 WAYNE ST, UNION, MI 49130-9644
Transaction Type	Mortgage
Record Updated	May 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1169/2261
Date	Apr 8, 2020
Book Page	1169/2261

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Feb 11, 2020
Property Address	15891 WAYNE ST, UNION, MI 49130-9644
Document Number	1167/1100
Book / Page	1167 / 1100
Instrument Date	Jan 3, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23838 N SHORE DR, 23838, EDWARDSBURG, MI 49112-8516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15891 WAYNE ST, UNION, MI 49130-9644

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,600 (+3.5%)	$207,200 (+3.5%)
2025	$640.00 (-54.55%) Homeowner's exemption	$100,100 (+38.07%) Land $100,100	$200,200 (+38.07%) Land $200,200
2023		$72,500	$145,000
2022	$1,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wayne St

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