15835 Wayne St, Union, MI 49130 Property Records

Cass County property record for 15835 Wayne St, Union, MI 49130

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1959
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Oct 2023)
Tax Bill	$855 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-120-219-003-01`

Property Details

APN / Parcel Number

Primary APN	`14-120-219-003-01`

Interior

Full Baths	1 Bath
Building Area	1,008 sqft Building Perimeter
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Lot Area	39,204 sqft (0.9 acres)
Garage Area	560 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15835 WAYNE ST
City	UNION
State	MI
Zip	49130-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	332A BEG 726.8 FT E OF NW COR OF SEC, TH E ON N LINE OF SEC 130.45 FT, S 0 DEG 20'E 286.4 FT, W 130.45 FT, N 0 DEG 20'W 286.4
Legal Lot Number	48-49
Jurisdiction	CASS MI
Township / Civil Division	PORTER
Census Block Group	3
Census Block	3038
Census Tract	1000

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15835 WAYNE ST, UNION, MI 49130-9644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Jan 19, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 5, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 9, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Deed Document Number	2023206676
Deed Book / Page	1237 / 2266
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	1129/2234
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Oct 3, 2023
Property Address	15835 WAYNE ST, UNION, MI 49130-9644
Document Number	01237/2266
Book / Page	1237 / 2266
Instrument Date	Oct 2, 2023
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15835 WAYNE ST, UNION, MI 49130-9644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66949 WINDING RIVER RD, CONSTANTINE, MI 49042-9604

Mortgage

Document Number	0012372268
Date	Oct 3, 2023
Instrument	1237-2268

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	15835 WAYNE ST, UNION, MI 49130-9644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1117/2015
Date	Jan 19, 2017
Book Page	1117/2015

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	15835 WAYNE ST, UNION, MI 49130-9644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1181/271
Date	Sep 28, 2020
Book Page	1181/271

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	15835 WAYNE ST, UNION, MI 49130-9644
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1133-2262
Date	Jan 5, 2018
Book Page	1133/2262
Instrument	1133-2262

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Oct 9, 2017
Property Address	15835 WAYNE ST, UNION, MI 49130-9644
Document Number	1129/2234
Book / Page	1129 / 2234
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15835 WAYNE ST, UNION, MI 49130-9644

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Porter Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,700 (+1%)	$181,400 (+1%)
2025	$855.00 (-57.67%) Homeowner's exemption	$89,800 (+40.53%) Land $89,800	$179,600 (+40.53%) Land $179,600
2024	$2,020.00 (+75.81%)
2023		$63,900	$127,800
2022	$1,149.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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