1588 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1588 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 666 sqft · built 1944
Lot Size	0.085 acres (3,700 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Nov 2017)
Tax Bill	$5,001 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`012-211-012-000`

Property Details

APN / Parcel Number

Primary APN	`012-211-012-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	666 sqft Living Area
1st Floor Area	666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Tar & Gravel
Lot Area	3,700 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1588 HARDING ST
City	SEASIDE
State	CA
Zip	93955-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOT 7 & 9 BLK 8 EXC WLY 2 FT & EXC EASEMENT OVER ELY 4 FT OF WLY 6 FT
Legal Subdivision	CASA VERDE VILLAS
Legal Block	8
Legal Lot Number	7,9
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3005
Census Tract	13500

Owner

1588 Harding St is owned by two individuals who bought it in November 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 19696, PALO ALTO, CA 94309-9696
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Nov 9, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Deed Document Number	201762625
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1588 HARDING ST, SEASIDE, CA 93955-5028
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 KIMBALL AVE A, A, SEASIDE, CA 93955-6117

Mortgage

Document Number	0000046907
Date	Jul 8, 2021
Instrument	2021046907

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1588 HARDING ST, SEASIDE, CA 93955-5028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002751
Date	Jan 23, 2019
Instrument	2019002751

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 9, 2017
Property Address	1588 HARDING ST, SEASIDE, CA 93955-5028
Document Number	0000062625
Instrument Date	Oct 31, 2017
Instrument	62625
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$335.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 19696 STANFORD CA 943099696, STANFORD, CA 94309-9696

Tax Assessment & Valuation

The 2025 property tax bill for 1588 Harding St was $5,001.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$353,972 (+2%) Land $278,537 Building $75,435
2025	$5,001.00	$347,032 Land $273,076 Building $73,956
2023	$4,453.00 (+11.88%)	$333,558 Land $262,473 Building $71,085
2022	$3,980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1588 Harding St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1588 Harding St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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