1577 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1577 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,033 sqft · built 1962
Lot Size	0.084 acres (3,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Jul 2021)
Tax Bill	$8,286 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`012-207-004-000`

Property Details

APN / Parcel Number

Primary APN	`012-207-004-000`
Alternative APN	`012-207-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,033 sqft Living Area
1st Floor Area	1,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,650 sqft (0.084 acres)
Garage Area	282 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	012-207-004
Street Address	1577 HARDING ST
City	SEASIDE
State	CA
Zip	93955-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOT 15 & 17 BLK 7 EXC ELY 2 FT X EXC EASEMENT OVER WLY 4 FT OF ELY 6 FT
Legal Subdivision	CASA VERDE VILLAS
Legal Block	7
Legal Lot Number	15,17
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3006
Census Tract	13500

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1577 HARDING ST, SEASIDE, CA 93955-5027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 6, 2021	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	May 6, 2014 · Amount on Record
Deed Document Number	202146150
Prior Transfer Date	Feb 9, 1999
Prior Transfer Doc	0000011299
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1577 HARDING ST, SEASIDE, CA 93955-5027
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1577 HARDING ST, SEASIDE, CA 93955-5027

Mortgage

Document Number	0000005653
Date	Feb 20, 2024
Instrument	2024005653

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 6, 2021
Property Address	1577 HARDING ST, SEASIDE, CA 93955-5027
Document Number	0000046150
Map Reference	VOL 2 PG 15
Instrument Date	Jun 24, 2021
Instrument	2021046150
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1577 HARDING ST, SEASIDE, CA 93955-5027
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046151
Date	Jul 6, 2021
Instrument	2021046151

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,465 (+2%) Land $324,729 Building $416,736
2025	$8,286.00 (+7.95%)	$726,927 (+4.04%) Land $318,362 Building $408,565
2024	$7,676.00 (+0.51%)
2023	$7,637.00 (+1.41%)	$698,700 Land $306,000 Building $392,700
2022	$7,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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