1564 Harding St, Seaside, CA 93955 Property Records

Monterey County property record for 1564 Harding St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,096 sqft · built 1958
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Sep 2017)
Tax Bill	$6,045 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`012-211-023-000`

Property Details

APN / Parcel Number

Primary APN	`012-211-023-000`
Alternative APN	`012-211-023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Tar & Gravel
Lot Area	4,500 sqft (0.103 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-211-023
Street Address	1564 HARDING ST
City	SEASIDE
State	CA
Zip	93955-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOT S 1/2 OF LOT 15 & ALL LOTS 17 & 19 BLK 8 EXC WLY 2 FT TO CITY FOR ST & EXC R-W OVER ELY 4 FT OF WLY 6 FT
Legal Subdivision	CASA VERDE VILLAS
Legal Block	8
Legal Lot Number	S
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3005
Census Tract	13500

Owner

Source: Monterey County records, as of July 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1564 HARDING ST, SEASIDE, CA 93955-5028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 1, 2017	Grant Deed, Transfer · Conventional Mortgage FIRST BANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Dec 3, 2008 · Amount on Record
Deed Document Number	201747540
Prior Transfer Date	Aug 7, 1996
Prior Transfer Doc	0034090296
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1564 HARDING ST, SEASIDE, CA 93955-5028
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 HARDING ST, SEASIDE, CA 93955-5028

Mortgage

Document Number	0000056380
Date	Aug 20, 2021
Instrument	2021056380

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 1, 2017
Property Address	1564 HARDING ST, SEASIDE, CA 93955-5028
Document Number	0000047540
Map Reference	VOL2 PG15
Instrument Date	Aug 17, 2017
Instrument	2017047540
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1564 HARDING ST, SEASIDE, CA 93955-5028

Mortgage

Document Number	0000047541
Date	Sep 1, 2017
Instrument	2017047541

Lender

Name	FIRST BANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 23, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,045.00 (+7.95%)	$529,087 (+4.04%) Land $341,347 Building $187,740
2024	$5,600.00 (+0.32%)
2023	$5,582.00 (+1.4%)	$508,543 Land $328,093 Building $180,450
2022	$5,505.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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