Macomb County property record for 15864 White Oak, Fraser, MI 48026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,234 sqft · built 1997 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,851 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-31-176-049 |
| Primary APN | 03-11-31-176-049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,234 sqft Living Area |
| 1st Floor Area | 1,991 sqft |
| Basement Area | 1,991 sqft |
| Unfinished Basement | 1,976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,852 sqft (0.318 acres) |
| Lot Dimensions | 156 ft deep x 88.4 ft wide |
| Garage Type | Attached |
| Garage Area | 799 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 15864 WHITE OAK |
|---|---|
| City | FRASER |
| State | MI |
| Zip | 48026-5200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | FRASER MEADOWS NORTH SUB NO 2 LOT NO 143. L112 PP30-34. CITY OF FRASER |
| Legal Subdivision | FRASER MEADOWS NORTH SUB |
| Legal Lot Number | 143 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | FRASER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 254100 |
15864 White Oak is owned and occupied by two individuals.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15864 WHITE OAK, FRASER, MI 48026-5200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 15864 White Oak was $7,851 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Fraser City |
| Unified School District | Fraser Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,600 | $607,200 | |
| 2025 | $7,851.00 | ||
| 2023 | $240,100 | $480,200 | |
| 2022 | $6,881.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15864 White Oak in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15864 White Oak has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRASER serves 14,297 people · EPA ID MI0002460 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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