Macomb County property record for 15840 White Oak, Fraser, MI 48026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,900 sqft · built 1997 |
| Lot Size | 0.369 acres (16,074 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $367,000 (Oct 2004) |
| Tax Bill | $7,870 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-31-176-048 |
| Primary APN | 03-11-31-176-048 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,900 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| Upper Floors Area | 168 sqft |
| Basement Area | 1,728 sqft |
| Unfinished Basement | 1,695 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,074 sqft (0.369 acres) |
| Lot Dimensions | 170 ft deep x 94.6 ft wide |
| Garage Type | Attached |
| Garage Area | 659 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 15840 WHITE OAK |
|---|---|
| City | FRASER |
| State | MI |
| Zip | 48026-5200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | FRASER MEADOWS NORTH SUB NO 2 LOT NO 144. L112 PP30-34. CITY OF FRASER |
| Legal Subdivision | FRASER MEADOWS NORTH SUB |
| Legal Lot Number | 144 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | FRASER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 254100 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15840 WHITE OAK, FRASER, MI 48026-5200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Intrafamily Transfer, Transfer |
| Apr 13, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Sep 17, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 24, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2004 · Amount on Record |
| Deed Sale | Oct 25, 2004 · Amount on Record |
| Prior Sale | Dec 9, 1998 |
| Deed Document Number | 20044231799 |
| Deed Book / Page | 16020 / 249 |
| Last Transfer Date | Oct 13, 2022 |
| Transfer Doc | 0000119602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Oct 20, 2022 |
| Property Address | 15840 WHITE OAK, FRASER, MI 48026-5200 |
| Document Number | 2200119602 |
| Book / Page | 28866 / 637 |
| Map Reference | LB 112 PG 30-34 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 202200119602 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15840 WHITE OAK, 15840, FRASER, MI 48026-5200 |
| Name | Verified Name |
|---|---|
| Address | 15840 WHITE OAK, FRASER, MI 48026-5200 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15840 WHITE OAK, FRASER, MI 48026-5200 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 15840 WHITE OAK, FRASER, MI 48026-5200 |
| Document Number | 2102156234 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 27555/549 |
| Instrument | 202102156234 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15840 WHITE OAK, FRASER, MI 48026-5200 |
| Document Number | 0000008165 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15840 WHITE OAK FRASER MI 480265200, FRASER, MI 48026-5200 |
| Document Number | 0000008165 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 025602/000329 |
| Instrument | 8165 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15840 WHITE OAK, FRASER, MI 48026-5200 |
| Document Number | 0000046613 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15840 WHITE OAK FRASER MI 480265200, FRASER, MI 48026-5200 |
| Document Number | 0000046613 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 024648/000803 |
| Instrument | 46613 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Fraser City |
| Unified School District | Fraser Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,700 (+26.44%) | $519,400 (+26.44%) | |
| 2025 | $7,870.00 (+14.11%) | ||
| 2023 | $205,400 | $410,800 | |
| 2022 | $6,897.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRASER serves 14,297 people · EPA ID MI0002460 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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