Macomb County property record for 15768 White Oak, Fraser, MI 48026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,263 sqft · built 1996 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Dec 2017) |
| Tax Bill | $8,218 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-31-176-045 |
| Primary APN | 03-11-31-176-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,263 sqft Living Area |
| 1st Floor Area | 1,569 sqft |
| Basement Area | 1,569 sqft |
| Unfinished Basement | 1,493 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,146 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 565 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 15768 WHITE OAK |
|---|---|
| City | FRASER |
| State | MI |
| Zip | 48026-5098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | FRASER MEADOWS NORTH SUB NO 2 L 112 P 30-34, LOT 147 |
| Legal Subdivision | FRASER MEADOWS NORTH SUB |
| Legal Lot Number | 147 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | FRASER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 254100 |
Source: Macomb County records · APN 03-11-31-176-045
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15768 WHITE OAK, FRASER, MI 48026-5098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 26, 2017 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 26, 2017 · Amount on Record |
| Deed Sale | Dec 26, 2017 · Amount on Record |
| Prior Sale | Apr 24, 2015 · Amount on Record |
| Deed Document Number | 20177152027 |
| Deed Book / Page | 25133 / 613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15768 WHITE OAK, FRASER, MI 48026-5098 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 15768 WHITE OAK, FRASER, MI 48026-5098 |
| Document Number | 0000116173 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 27382/1 |
| Instrument | 2116173 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 15768 WHITE OAK, FRASER, MI 48026-5098 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 15768 WHITE OAK, FRASER, MI 48026-5098 |
| Document Number | 0000100948 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 26943/275 |
| Instrument | 2100948 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Dec 26, 2017 |
| Property Address | 15768 WHITE OAK, FRASER, MI 48026-5098 |
| Document Number | 0000152027 |
| Book / Page | 25133 / 613 |
| Map Reference | LB 112 PG 30-34 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 7152027 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,261.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15768 WHITE OAK, 15768, FRASER, MI 48026-5098 |
| Name | Verified Name |
|---|---|
| Address | 15768 WHITE OAK, FRASER, MI 48026-5098 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Fraser City |
| Unified School District | Fraser Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,300 (+28.22%) | $442,600 (+28.22%) | |
| 2025 | $8,218.00 (+14.11%) | ||
| 2023 | $172,600 | $345,200 | |
| 2022 | $7,202.00 |
Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jan 1993 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 230 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FRASER serves 14,297 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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