15860 74th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 15860 74th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2017
Lot Size	2.51 acres (109,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,000 (May 2011)
Tax Bill	$4,178 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-150-0070`

Property Details

APN / Parcel Number

Primary APN	`12-150-0070`

Interior

Building Area	1,600 sqft Total Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	109,615 sqft (2.51 acres)
Garage Area	742 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	15860 74TH ST
City	MILACA
State	MN
Zip	56353-4451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	37
Legal Section	32
Legal Subdivision	CEDAR RIDGE
Legal Block	1
Legal Lot Number	7
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILO
Census Block Group	3
Census Block	3064
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15860 74TH ST, MILACA, MN 56353-4451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE LLC
Aug 3, 2017	Deed of Trust, Mortgage · Construction Mortgage PRIMELENDING
May 31, 2017	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2011 · Amount on Record
Deed Sale	May 11, 2011 · Amount on Record
Deed Document Number	2011367392
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15860 74TH ST, MILACA, MN 56353-4451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A420044
Date	Oct 20, 2020
Instrument	A420044

Lender

Name	TRADITION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15860 74TH ST, MILACA, MN 56353-4451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TWIN CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A401876
Date	Aug 3, 2017
Instrument	A401876

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 3, 2018

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 31, 2017
Property Address	15860 74TH ST, MILACA, MN 56353-4451
Document Number	A400853
Instrument Date	May 24, 2017
Instrument	A400853
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29353, BROOKLYN CENTER, MN 55429-0353

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milo Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,178.00 (-0.38%)	$426,700 (+10.12%) Land $91,100 Building $335,600	$426,700 (+10.12%) Land $91,100 Building $335,600
2025		$387,500 (-1.65%) Land $68,100 Building $319,400	$387,500 (-1.65%) Land $68,100 Building $319,400
2023	$4,194.00	$394,000 Land $65,300 Building $328,700	$394,000 Land $65,300 Building $328,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Benton Cooperative Telephone Company.

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