15645 74th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 15645 74th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,085 sqft · built 2021
Lot Size	2.77 acres (120,742 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Oct 2021)
Tax Bill	$2,882 (2026)
Deeds & Mortgages	May 2021 Construction Loan Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-150-0240`

Property Details

APN / Parcel Number

Primary APN	`12-150-0240`

Interior

Building Area	1,085 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	120,742 sqft (2.77 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	15645 74TH ST
City	MILACA
State	MN
Zip	56353-0010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	37
Legal Section	32
Legal Subdivision	CEDAR RIDGE
Legal Block	3
Legal Lot Number	12
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILO
Census Block Group	3
Census Block	3065
Census Tract	170400

Owner

Source: Mille Lacs County records · APN 12-150-0240

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15645 74TH ST, MILACA, MN 56353-0010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 07, 2021	Deed of Trust, Mortgage · Construction Mortgage SHERBURNE STATE BANK
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE
Oct 13, 2021	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE
May 14, 2019	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	May 14, 2019 · Amount on Record
Deed Document Number	2021427374
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15645 74TH ST, MILACA, MN 56353
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A424301
Date	May 07, 2021
Instrument	A424301

Lender

Name	SHERBURNE STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15645 74TH ST, MILACA, MN 56353
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A427376
Date	Oct 13, 2021
Instrument	A427376

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 04, 2051

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 13, 2021
Property Address	15645 74TH ST, MILACA, MN 56353
Document Number	000A427374
Instrument Date	Oct 04, 2021
Instrument	A427374
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15645 74TH ST, MILACA, MN 56353

Mortgage

Document Number	000A427375
Date	Oct 13, 2021
Instrument	A427375

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 14, 2019
Property Address	15645 74TH ST, MILACA, MN 56353
Document Number	000A411394
Instrument Date	May 10, 2019
Instrument	A411394
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$59.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 RUM RIVER DR, PRINCETON, MN 55371

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milo Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,882.00 (+2.64%)
2025		$278,700 (-0.78%) Land $70,000 Building $208,700	$278,700 (-0.78%) Land $70,000 Building $208,700
2023	$2,808.00	$280,900 Land $67,400 Building $213,500	$280,900 Land $67,400 Building $213,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
East Central Energy Fiber	2,000 / 2,000
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Benton Cooperative Telephone Company.

Based on FCC filings for 27 locations within half a mile of this property.

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