15476 74th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 15476 74th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,109 sqft · built 2018
Lot Size	2.5 acres (108,910 sqft)
Owner	2 Individual Names on File
Last Sale	$350,027 (Sep 2021)
Tax Bill	$152 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-150-0110`

Property Details

APN / Parcel Number

Primary APN	`12-150-0110`

Interior

Building Area	1,109 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	108,910 sqft (2.5 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	288 sqft

Location & Zoning

Street Address	15476 74TH ST
City	MILACA
State	MN
Zip	56353-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	37
Legal Section	32
Legal Subdivision	CEDAR RIDGE
Legal Block	2
Legal Lot Number	4
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILO
Census Block Group	3
Census Block	3064
Census Tract	170400

Owner

15476 74th St is owned and occupied by two individuals who bought it in September 2021.

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15476 74TH ST, MILACA, MN 56353-4452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Sep 16, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Prior Sale	Nov 2, 2018 · Amount on File
Deed Document Number	2021426877
Prior Transfer Date	May 11, 2011
Prior Transfer Doc	000A367392
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	15476 74TH ST, MILACA, MN 56353-4452
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A421990
Date	Jan 14, 2021
Instrument	A421990

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 16, 2021
Property Address	15476 74TH ST, MILACA, MN 56353-4452
Document Number	000A426877
Instrument Date	Aug 30, 2021
Instrument	A426877
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.09
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15476 74TH ST, MILACA, MN 56353-4452

Mortgage

Document Number	000A426878
Date	Sep 16, 2021
Instrument	A426878

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 2, 2018
Property Address	15476 74TH ST, MILACA, MN 56353-4452
Document Number	000A408978
Instrument Date	Oct 31, 2018
Instrument	A408978
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15476 74TH ST, MILACA, MN 56353-4452

Mortgage

Document Number	000A408979
Date	Nov 2, 2018
Instrument	A408979

Lender

Name	EAGLE HOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15476 74th St was $152.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milo Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$152.00	$347,900 (+11.33%) Land $91,000 Building $256,900	$347,900 (+11.33%) Land $91,000 Building $256,900
2025		$312,500 Land $68,000 Building $244,500	$312,500 Land $68,000 Building $244,500
2023	$214.00	$313,900 Land $65,300 Building $248,600	$313,900 Land $65,300 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15476 74th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15476 74th St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Benton Cooperative Telephone Company.

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