Polk County property record for 1586 River Oak Rd, Independence, OR 97351 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,340 sqft Living Area |
| Lot Size | 9,721 sqft (0.223 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $142,988 (2004) |
| Tax Bill | $3,528.00 (2025) |
| Primary APN | 08428-DC-05400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 1,740 sqft Gross Area |
| 1st Floor | 1,340 sqft 1st Floor |
| Great Room | Great Room |
| Stories | 1 Stories |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,721 sqft (0.223 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Account Number | 565262 |
|---|---|
| Street Address | 1586 RIVER OAK RD |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9572 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FREEDOM ESTATES LOT 54 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | FREEDOM ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 54 |
| Jurisdiction | POLK OR |
| Minor Civil Division | MONMOUTH-INDEPENDENCE |
| Census Blockgroup | 4 |
| Census Block | 4013 |
| Census Tract | 20305 |
Source: Polk County records · APN 08428-DC-05400
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1586 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 04, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 23, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Sep 11, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 15, 2004 · Amount on Record |
| Deed Sale | Jul 15, 2004 · Amount on Record |
| Deed Doc Number | 200411432 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1586 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013199 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021-013199 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1586 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007730 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 2021-007730 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1586 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000007730 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1586 RIVER OAK RD INDEPENDENCE OR 973519572, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000007730 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 7730 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 03, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1586 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000011320 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1586 RIVER OAK RD INDEPENDENCE OR 973519572, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000011320 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 11320 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2047 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,280 (+3%) Land $60,200 Building $140,080 | $367,210 (-5.23%) Land $150,000 Building $217,210 | |
| 2025 | $3,528.00 (+3.8%) | $194,450 (+3%) Land $58,440 Building $136,010 | $387,480 (+1.53%) Land $150,600 Building $236,880 |
| 2024 | $3,399.00 (-2.52%) | $188,790 (+3%) Land $56,740 Building $132,050 | $381,640 (+4.09%) Land $148,000 Building $233,640 |
| 2023 | $3,487.00 (+8.97%) | $183,300 (+2.99%) Land $55,090 Building $128,210 | $366,650 (+8.83%) Land $141,500 Building $225,150 |
| 2022 | $3,200.00 | $177,970 Land $53,480 Building $124,490 | $336,890 Land $127,100 Building $209,790 |
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