1446 River Oak Rd, Independence, OR 97351 Property Records

Polk County property record for 1446 River Oak Rd, Independence, OR 97351 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,375 sqft Living Area
Lot Size	6,193 sqft (0.142 acres)
Garage	456 sqft
Tax Bill	$3,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`08428-DC-03800`
Alternative APN	`565246`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,375 sqft Living Area
Gross Area	1,831 sqft Gross Area
1st Floor	1,375 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,193 sqft (0.142 acres)
Parking Spaces	4 Parking Spaces
Garage Area	456 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	565246
Street Address	1446 RIVER OAK RD
City	INDEPENDENCE
State	OR
Zip	97351-9573
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FREEDOM ESTATES LOT 38
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	FREEDOM ESTATES
Legal Block	4
Legal Lot Number	38
Jurisdiction	POLK OR
Minor Civil Division	MONMOUTH-INDEPENDENCE
Census Blockgroup	4
Census Block	4014
Census Tract	20305

Owner

Source: Polk County records · APN 08428-DC-03800

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6399 COOPER HOLLOW RD, MONMOUTH, OR 97361-9709
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	1446 RIVER OAK RD, INDEPENDENCE, OR 97351-9573
Transaction Type	Mortgage
Record Updated	Oct 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007168
Date	Sep 21, 2023
Instrument	2023-007168

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,610 (+3%) Land $52,990 Building $152,620	$394,840 (-5.35%) Land $150,000 Building $244,840
2025	$3,622.00 (+3.81%)	$199,630 (+3%) Land $51,450 Building $148,180	$417,140 (+1.46%) Land $150,600 Building $266,540
2024	$3,489.00 (-2.54%)	$193,820 (+3%) Land $49,950 Building $143,870	$411,150 (+4.07%) Land $148,000 Building $263,150
2023	$3,580.00 (+8.98%)	$188,180 (+3%) Land $48,490 Building $139,690	$395,080 (+12.05%) Land $141,500 Building $253,580
2022	$3,285.00	$182,700 Land $47,080 Building $135,620	$352,580 Land $116,000 Building $236,580