Polk County property record for 1585 River Oak Rd, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 2004 |
| Lot Size | 0.255 acres (11,101 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $195,000 (Apr 2007) |
| Tax Bill | $3,581 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Sep 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-DC-03400 |
| Primary APN | 08428-DC-03400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 1,740 sqft |
| 1st Floor Area | 1,340 sqft |
| Great Room | Great Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 11,101 sqft (0.255 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 565242 |
|---|---|
| Street Address | 1585 RIVER OAK RD |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | FREEDOM ESTATES LOT 34 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | FREEDOM ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 34 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20305 |
Source: Polk County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1585 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit MAPS CU |
| Sep 3, 2021 | Intrafamily Transfer, Transfer |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit MAPS CU |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 31, 2017 | Deed of Trust, Mortgage · Line of Credit MAPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2007 · Amount on Record |
| Deed Sale | Apr 27, 2007 · Amount on Record |
| Prior Sale | Dec 23, 2004 · Amount on Record |
| Deed Document Number | 20076618 |
| Last Transfer Date | Sep 2, 2021 |
| Transfer Doc | 0000014162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1585 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007339 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-007339 |
| Name | MAPS CU |
|---|---|
| Type | Credit Union |
| Address | SALEM, OR 97309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Sep 3, 2021 |
| Property Address | 1585 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000014162 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021-014162 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1585 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1585 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000012559 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1585 RIVER OAK RD INDEPENDENCE OR 973519572, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000012559 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 12559 |
| Name | MAPS CU |
|---|---|
| Type | Credit Union |
| Address | SALEM, OR 97309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1585 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000010206 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1585 RIVER OAK RD INDEPENDENCE OR 973519572, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000010206 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 10206 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 15, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1585 RIVER OAK RD, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000006549 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2017 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1585 RIVER OAK RD INDEPENDENCE OR 973519572, INDEPENDENCE, OR 97351-9572 |
| Document Number | 0000006549 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 6549 |
| Name | MAPS CU |
|---|---|
| Type | Credit Union |
| Address | SALEM, OR 97309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,310 (+3%) Land $57,850 Building $145,460 | $380,410 (-6%) Land $160,000 Building $220,410 | |
| 2025 | $3,581.00 (+3.8%) | $197,390 (+3%) Land $56,160 Building $141,230 | $404,680 (+2.17%) Land $161,800 Building $242,880 |
| 2024 | $3,450.00 (-2.54%) | $191,650 (+3%) Land $54,530 Building $137,120 | $396,070 (+3.43%) Land $159,000 Building $237,070 |
| 2023 | $3,540.00 (+8.96%) | $186,070 (+2.99%) Land $52,940 Building $133,130 | $382,930 (+11.27%) Land $152,000 Building $230,930 |
| 2022 | $3,249.00 | $180,660 Land $51,390 Building $129,270 | $344,140 Land $132,650 Building $211,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures