Orange County property record for 15851 Citrus Grove Loop, #LO, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,214 sqft · built 2016 |
| Lot Size | 0.152 acres (6,601 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Jul 2022) |
| Tax Bill | $9,704 (2024) |
| Deeds & Mortgages | Jul 2022 Sale Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-22-27-3600-03-510 |
| Primary APN | 33-22-27-3600-03-510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,214 sqft Living Area |
| Gross Area | 4,345 sqft |
| 1st Floor Area | 1,563 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,601 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 319 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15851 CITRUS GROVE LOOP, LO |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-9462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | HICKORY HAMMOCK PHASE 1B 82/28 LOT 351 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 33 |
| Legal Subdivision | HICKORY HAMMOCK PH 1B |
| Legal Phase | 1B |
| Legal Tract | 3600 |
| Legal Block | 3 |
| Legal Lot Number | 351 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 17116 |
15851 Citrus Grove Loop, #LO is owned by two individuals who bought it in July 2022.
Source: Orange County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15851 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Warranty Deed, Transfer EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on File |
| Deed Sale | Jul 7, 2022 · Amount on File |
| Prior Sale | Apr 11, 2016 · Amount on File |
| Deed Document Number | 2022416873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 7, 2022 |
| Property Address | 15851 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462 |
| Document Number | 0000416873 |
| Map Reference | MB 82 PG 28-30 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 20220416873 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | EQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION |
| Amount | Amount on Record |
|---|---|
| Tax | $5,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2210 FLAGLER PROMENDAE #207207, 2210, TENNGA, GA 30751 |
| Name | Verified Name |
|---|---|
| Address | 15851 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15851 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210068784 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 20210068784 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,292 (+2.7%) | $696,250 (-8.17%) Land $150,000 Building $546,250 | |
| 2025 | Homeowner's exemption | $672,144 (+2.9%) | $758,190 (+3.88%) Land $150,000 Building $608,190 |
| 2024 | $9,704.00 (+3.51%) Homeowner's exemption | $653,201 (+3%) | $729,842 (+15.09%) Land $150,000 Building $579,842 |
| 2023 | $9,375.00 (+107.92%) Homeowner's exemption | $634,176 (+96.79%) Land $150,000 Building $484,176 | $634,176 (+31.85%) Land $150,000 Building $484,176 |
| 2022 | $4,509.00 Homeowner's exemption | $322,262 | $480,995 Land $110,000 Building $370,995 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15851 Citrus Grove Loop, #LO in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15851 Citrus Grove Loop, #LO is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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