Orange County property record for 15859 Citrus Grove Loop, #LO, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,850 sqft · built 2017 |
| Lot Size | 0.152 acres (6,601 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (Mar 2025) |
| Tax Bill | $7,906 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-22-27-3600-03-530 |
| Primary APN | 33-22-27-3600-03-530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 1,850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,601 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 524 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15859 CITRUS GROVE LOOP, LO |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-9462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | HICKORY HAMMOCK PHASE 1B 82/28 LOT 353 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 33 |
| Legal Subdivision | HICKORY HAMMOCK PH 1B |
| Legal Phase | 1B |
| Legal Tract | 3600 |
| Legal Block | 3 |
| Legal Lot Number | 353 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 17116 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15859 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC |
| Jun 12, 2020 | Warranty Deed, Transfer SUPREME LNDG |
| Jun 20, 2017 | Grant Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2025 · Amount on Record |
| Deed Sale | Mar 26, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 2025175471 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 30, 2023 |
| Property Address | 15859 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462 |
| Document Number | 0000368004 |
| Map Reference | MB 82 PG 28-30 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 20230368004 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4122 WELLING TER, LAND O LAKES, FL 34638-3037 |
| Name | Verified Name |
|---|---|
| Address | 15859 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462 |
| Document Number | 0000368005 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 20230368005 |
| Name | HOME1ST LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 12, 2020 |
| Property Address | 15859 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462 |
| Document Number | 0000327868 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 327868 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | BROKERS TITLE/CTRL FL |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15859 CITRUS GROVE LOOP WINTER GARDEN FL 347879462, WINTER GARDEN, FL 34787-9462 |
| Document Number | 327869 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 327869 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 20, 2017 |
| Property Address | 15859 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462 |
| Document Number | 0000343846 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 343846 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,237.16 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15859 CITRUS GROVE LOOP WINTER GARDEN FL 347879462, WINTER GARDEN, FL 34787-9462 |
| Document Number | 343847 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 343847 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,860 (-6.83%) Land $150,000 Building $339,860 | $489,860 (-7.39%) Land $150,000 Building $339,860 | |
| 2025 | $7,906.00 (+5.2%) Homeowner's exemption | $525,775 (+69.26%) | $528,970 (+15.17%) Land $150,000 Building $378,970 |
| 2024 | $7,515.00 (+74.48%) | ||
| 2023 | $4,307.00 (+3.86%) Homeowner's exemption | $310,626 (+3.67%) | $459,280 (+33.1%) Land $150,000 Building $309,280 |
| 2022 | $4,147.00 Homeowner's exemption | $299,637 | $345,075 Land $110,000 Building $235,075 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | OCUD/SOUTHERN WATER SYS (5 WPS) |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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