15847 Citrus Grove Loop, #LO, Winter Garden, FL 34787 Property Records

Orange County property record for 15847 Citrus Grove Loop, #LO, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,417 sqft · built 2015
Lot Size0.246 acres (10,719 sqft)
Owner2 Individual Names on File
Last Sale$339,700 (Mar 2015)
Tax Bill$4,777 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN33-22-27-3601-03-500

Property Details

APN / Parcel Number

Primary APN33-22-27-3601-03-500
Alternative APNs
  • 272233360103500
  • 127446
  • 128230
  • 129613

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,417 sqft Living Area
Gross Area3,567 sqft
1st Floor Area1,192 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,719 sqft (0.246 acres)
Garage TypeAttached
Garage Area428 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area332 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address15847 CITRUS GROVE LOOP, LO
CityWINTER GARDEN
StateFL
Zip34787-9462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionHICKORY HAMMOCK PHASE 2A 82/31 LOT 350
Legal Range27E
Legal Township22S
Legal Section33
Legal SubdivisionHICKORY HAMMOCK PH 2A
Legal Phase2A
Legal Tract3601
Legal Block3
Legal Lot Number350
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1035
Census Tract17116

Owner

15847 Citrus Grove Loop, #LO is owned by two individuals who bought it in March 2015.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address15847 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2015 · Amount on File
Deed SaleMar 27, 2015 · Amount on File
Deed Document Number2015154489
Deed Book / Page10895 / 3709
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address15847 CITRUS GROVE LOOP, WINTER GARDEN, FL 34787-9462
Document Number0000411298
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyTITLE ONE FLORIDA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15847 CITRUS GROVE LOOP WINTER GARDEN FL 347879462, WINTER GARDEN, FL 34787-9462

Mortgage

Document Number0000411298
DateAug 4, 2020
Instrument411298
Lender
NameAMERICAN HERITAGE CAP
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15847 Citrus Grove Loop, #LO was $4,777, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,734 (+2.7%)$561,160 (-7.78%) Land $150,000 Building $411,160
2025$4,777.00 (+5.29%) Homeowner's exemption$333,723$608,510 Land $150,000 Building $458,510
2024$4,537.00 (+3.73%)
2023$4,374.00 (+3.06%) Homeowner's exemption$314,872 (+3%)$517,279 (+32.45%) Land $150,000 Building $367,279
2022$4,244.00 Homeowner's exemption$305,701$390,543 Land $110,000 Building $280,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15847 Citrus Grove Loop, #LO in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15847 Citrus Grove Loop, #LO is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HereOCUD/SOUTHERN WATER SYS (5 WPS)
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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