1584 Richards Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1584 Richards Dr NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,243 sqft · built 1986
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$595 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-23-00-111`

Property Details

APN / Parcel Number

Primary APN	`28-37-23-00-111`
Alternative APNs	`28-37-23-00-00111.0-0000.00` `2832270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,243 sqft Living Area
Gross Area	1,565 sqft
1st Floor Area	566 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2008
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	307 sqft
Porch	Finished/Open Porch
Porch Area	15 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2832270
Street Address	1584 RICHARDS DR NE
City	PALM BAY
State	FL
Zip	32905-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	PART OF W 1/2 OF E 1/2 OF SE 1/4 OF NE 1/4 AS DES IN ORB 2720 PG 1582
Legal Range	37E
Legal Township	28S
Legal Section	23
Legal Block	111
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3016
Census Tract	65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1584 RICHARDS DR NE, PALM BAY, FL 32905-3530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 20, 2006
Transfer Doc	0056418984
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1584 RICHARDS DR NE, PALM BAY, FL 32905-3530
Document Number	0087670586
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1584 RICHARDS DR NE PALM BAY FL 329053530, PALM BAY, FL 32905-3530

Mortgage

Document Number	0087670586
Date	Jun 15, 2020
Book Page	008767/000586
Instrument	126237

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,880 (+2.69%)	$153,900 (-13.95%)
2025	$595.00 (+1.71%) Homeowner's exemption	$61,230 (+5.97%)	$178,850 (-1.5%)
2024	$585.00 (+1.21%)
2023	$578.00 (+2.85%) Homeowner's exemption	$57,780 (+2.99%)	$181,570 (+21.23%) Land $25,000 Building $156,570
2022	$562.00 Homeowner's exemption	$56,100	$149,770 Land $25,000 Building $124,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 units insured incl. 50 condo units
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20