1575 Richards Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1575 Richards Dr NE, Palm Bay, FL 32905 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1992
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$178,752 (Aug 2025)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-37-23-00-23`

Property Details

APN / Parcel Number

Primary APN	`28-37-23-00-23`
Alternative APNs	`28-37-23-00-00023.0-0000.00` `2832190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,725 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	1,725 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	126 ft deep x 100 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	317 sqft
Deck Area	533 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2832190
Street Address	1575 RICHARDS DR NE
City	PALM BAY
State	FL
Zip	32905-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 150 FT OF S 1150 FT OF E 126FT OF W 5 AC OF E 10 AC OF S 1/2 OF NE 1/4 PAR 22 & 24
Legal Range	37E
Legal Township	28S
Legal Section	23
Legal Subdivision	ACREAGE & UNREC
Legal Block	23
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	3
Census Block	3016
Census Tract	65123

Owner

Source: Brevard County records · APN 28-37-23-00-23

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1575 RICHARDS DR NE, PALM BAY, FL 32905-3527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Sep 11, 2013 · Amount on Record
Deed Document Number	2025175318
Deed Book / Page	10420 / 1968
Prior Transfer Date	May 23, 2019
Prior Transfer Doc	0084470953
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1575 RICHARDS DR NE, PALM BAY, FL 32905-3527
Document Number	0083182555
Instrument Date	Nov 08, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 RICHARDS DR NE PALM BAY FL 329053527, PALM BAY, FL 32905-3527

Mortgage

Document Number	0083182555
Date	Nov 30, 2018
Book Page	008318/002555
Instrument	265449

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 29, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,790 (+2.7%)	$311,780 (-6.49%)
2025	$3,361.00 (+2.47%)	$223,750 (+5.98%)	$333,410 (+4.81%)
2024	$3,280.00 (+2.34%)
2023	$3,205.00 (+3.65%) Homeowner's exemption	$211,120 (+3%)	$318,120 (+3.51%) Land $37,500 Building $280,620
2022	$3,092.00 Homeowner's exemption	$204,980	$307,330 Land $37,500 Building $269,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090651233, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 units insured 50 under condo master policies
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wire 3 Holdings	Fiber	10,000 / 10,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.