1545 Richards Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1545 Richards Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 816 sqft · built 1960
Lot Size0.14 acres (6,098 sqft)
Owner2 Company Names on Record
Last Sale$75,000 (Aug 2021)
Tax Bill$2,245 (2025)
Deeds & MortgagesJun 2026 Sale
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-23-00-28

Property Details

APN / Parcel Number

Primary APN28-37-23-00-28
Alternative APNs
  • 28-37-23-00-00028.0-0000.00
  • 2832196

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area816 sqft Living Area
Gross Area1,076 sqft
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions126 ft deep x 50.2 ft wide
Garage TypeCarport
CarportCarport
PorchFlorida Room
Porch Area260 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2832196
Street Address1545 RICHARDS DR NE
CityPALM BAY
StateFL
Zip32905-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionN 50 FT OF S 700 FT OF E 126 FT OF W 5 AC OF E 10 AC OF S 1/2 OF NE 1/4 AS DES IN DB 428 PG 293
Legal Range37E
Legal Township28S
Legal Section23
Legal Block28
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group3
Census Block3016
Census Tract65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address425 ROSEDALE DR, SATELLITE BEACH, FL 32937-3322
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 11, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2021 · Amount on Record
Deed SaleAug 11, 2021 · Amount on Record
Deed Document Number2021208798
Deed Book / Page9220 / 1798
Last Transfer DateMay 15, 2024
Transfer Doc0000133041
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 29, 2026
Property Address1545 RICHARDS DR NE, PALM BAY, FL 32905-3527
Document Number0000133041
Book / Page10664 / 1421
Instrument DateMay 15, 2024
Instrument2026133041
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address425 ROSEDALE DR, SATELLITE BEACH, FL 32937-3322

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateAug 11, 2021
Property Address1545 RICHARDS DR NE, PALM BAY, FL 32905-3527
Document Number0092201798
Book / Page9220 / 1798
Instrument DateAug 11, 2021
Instrument2021208798
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$525.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 WATSON DR, 500, INDIALANTIC, FL 32903-4129

Transferred To (Grantee/Buyer)

NameVerified Name
Address1545 RICHARDS DR NE, PALM BAY, FL 32905-3527

Mortgage

Document Number92201800
DateAug 11, 2021
Instrument9220/1800
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,990 (-16.84%)$99,990 (-16.84%)
2025$2,245.00 (+2.05%)$120,240 (-3.94%)$120,240 (-3.94%)
2023$2,200.00 (+13.75%)$125,170 (+24.81%) Land $22,500 Building $102,670$125,170 (+24.81%) Land $22,500 Building $102,670
2022$1,934.00$100,290 Land $22,500 Building $77,790$100,290 Land $22,500 Building $77,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies56 units insured
incl. 50 condo units
Nearby Flood Claims6 (1979–2017)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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