1582 Ritchie Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1582 Ritchie Ln, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,524 sqft · built 1987
Lot Size0.093 acres (4,070 sqft)
OwnerIndividual on Record
Last Sale$314,900 (Oct 2009)
Tax Bill$4,692 (2023)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-813-90042649

Property Details

APN / Parcel Number

Primary APN06-813-90042649
Alternative APNs
  • 681390042649
  • 81390042649

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,524 sqft Total Area
1st Floor Area798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area4,070 sqft (0.093 acres)
PorchOpen Porch
Porch Area180 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number81390042649
Old Parcel Number681390042649
Street Address1582 RITCHIE LN
CityANNAPOLIS
StateMD
Zip21401-4110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 56 PL 3 1582 RITCHIE LN SOUTHWOODS
Legal SubdivisionSOUTHWOODS
Legal Lot Number56
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2011
Census Tract706500

Owner

Source: Anne Arundel County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address1582 RITCHIE LN, ANNAPOLIS, MD 21401-4110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2009 · Amount on Record
Deed SaleOct 1, 2009 · Amount on Record
Prior SaleOct 2, 1998 · Amount on Record
Deed Document Number007411
Deed Book / Page21572 / 0375
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1582 RITCHIE LN, ANNAPOLIS, MD 21401-4110
Transaction TypeMortgage
Record UpdatedJun 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1582 RITCHIE LN, ANNAPOLIS, MD 21401-4110

Mortgage

Document Number0364630041
DateApr 1, 2021
Book Page36463/41
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,692.00 Homeowner's exemption$327,500 Land $200,200 Building $127,300$327,500 Land $200,200 Building $127,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Ritchie Ln

Nearby Streets

Search Property Records by Address or Parcel Number