1580 Ritchie Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1580 Ritchie Ln, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,034 sqft · built 1987
Lot Size	0.085 acres (3,706 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Apr 2025)
Tax Bill	$5,941 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-813-90042648`

Property Details

APN / Parcel Number

Primary APN	`06-813-90042648`
Alternative APNs	`6-813-90042648` `81390042648`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,034 sqft Living Area
1st Floor Area	864 sqft
Basement Area	390 sqft
Finished Basement	390 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,706 sqft (0.085 acres)
Porch	Open Porch
Porch Area	42 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	81390042648
Street Address	1580 RITCHIE LN
City	ANNAPOLIS
State	MD
Zip	21401-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 55 PL 3 SOUTHWOODS
Legal Subdivision	SOUTHWOODS
Legal Block	2
Legal Lot Number	55
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2011
Census Tract	706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1580 RITCHIE LN, ANNAPOLIS, MD 21401-4110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2025 · Amount on Record
Deed Sale	Apr 18, 2025 · Amount on Record
Prior Sale	Sep 27, 2005
Deed Book / Page	41254 / 186
Prior Transfer Date	Sep 2, 2005
Prior Transfer Doc	0169020783
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1580 RITCHIE LN, ANNAPOLIS, MD 21401-4110
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 RITCHIE LN, ANNAPOLIS, MD 21401-4110

Mortgage

Document Number	0355070500
Date	Oct 30, 2020
Book Page	35507/500

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,300 (+7.89%) Land $220,000 Building $227,300	$447,300 (-) Land $220,000 Building $227,300
2025	$5,941.00 (+23.54%)	$414,600 (+18.73%)	$447,300 (+28.09%) Land $220,000 Building $227,300
2024	$4,809.00 (+6.94%)
2023	$4,497.00 Homeowner's exemption	$349,200 Land $195,000 Building $154,200	$349,200 Land $195,000 Building $154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20