Anne Arundel County property record for 1575 Ritchie Ln, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,644 sqft · built 1987 |
| Lot Size | 0.086 acres (3,763 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Sep 2018) |
| Tax Bill | $4,899 (2023) |
| Deeds & Mortgages | Nov 2019 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-813-90042642 |
| Primary APN | 06-813-90042642 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Total Area |
| 1st Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,763 sqft (0.086 acres) |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Deck Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 81390042642 |
|---|---|
| Old Parcel Number | 681390042642 |
| Street Address | 1575 RITCHIE LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 49 PL 3 1575 RITCHIE LN SOUTHWOODS |
| Legal Subdivision | SOUTHWOODS |
| Legal Lot Number | 49 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 706500 |
Source: Anne Arundel County records · APN 06-813-90042642
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1575 RITCHIE LN, ANNAPOLIS, MD 21401-4109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage 1ST FINANCIAL INC |
| Sep 17, 2018 | Grant Deed, Transfer · FHA Mortgage FIRST FIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Prior Sale | May 27, 2009 · Amount on Record |
| Deed Document Number | 0032487164 |
| Deed Book / Page | 32487 / 164 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1575 RITCHIE LN, ANNAPOLIS, MD 21401-4109 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0338030470 |
|---|---|
| Date | Nov 06, 2019 |
| Book Page | 33803/470 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | MILLERSVILLE, MD 21108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 17, 2018 |
| Property Address | 1575 RITCHIE LN, ANNAPOLIS, MD 21401-4109 |
| Document Number | 0324870164 |
| Book / Page | 032487 / 000164 |
| Instrument Date | Aug 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2018 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1575 RITCHIE LN ANNAPOLIS MD 214014109, ANNAPOLIS, MD 21401-4109 |
| Document Number | 324870173 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 032487/000173 |
| Name | FIRST FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | MILLERSVILLE, MD 21108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,899.00 | $341,200 Land $195,000 Building $146,200 | $341,200 Land $195,000 Building $146,200 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 413 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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