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1582 Cedar Trace Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1582 Cedar Trace Dr, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2002
Square Footage2,929 sqft Adjusted Area
Lot Size10,824 sqft (0.248 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2020)
Tax Bill$1,294.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-3-07-16-0-00104-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area2,929 sqft Adjusted Area
1st Floor2,049 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area10,824 sqft (0.248 acres)
Depth X Width134 ft x 80 ft Depth x Width

Location & Zoning

Street Address1582 CEDAR TRACE DR
CityHERNANDO
StateMS
Zip38632-6926
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE LAKES OF CEDAR GROVE PHASE II LOT 104
Legal Range007
Legal Township03S
Legal Section07
Legal SubdivisionLAKES OF CEDAR GROVE PH II
Legal Phase2
Legal Lot Number104
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1017
Census Tract71001

Owner

Source: DeSoto County records · APN 3-07-3-07-16-0-00104-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1582 CEDAR TRACE DR, HERNANDO, MS 38632-6926
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Deed of Trust, Mortgage · Line of Credit
TRUSTMARK NATIONAL BANK
Apr 06, 2020Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2020 · Amount on Record
Deed SaleApr 06, 2020 · Amount on Record
Prior SaleMar 16, 2012 · Amount on Record
Deed Book / Page916 / 507
Prior Transfer DateMay 30, 2013
Prior Transfer Doc000708/402
Record RefreshedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1582 CEDAR TRACE DR, HERNANDO, MS 38632-6926
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004816/220
DateOct 15, 2019
Book Page4816/220
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressJACKSON, MS 39215
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 23, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateApr 06, 2020
Property Address1582 CEDAR TRACE DR, HERNANDO, MS 38632-6926
Document Number000916/507
Book / Page916 / 507
Map ReferenceMB 76 PG 34
Instrument DateMar 27, 2020
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyREALITY TITLE, REALTY TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1582 CEDAR TRACE DR, 1582, HERNANDO, MS 38632-6926

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address1582 CEDAR TRACE DR, HERNANDO, MS 38632-6926

Mortgage

Document Number0004918291
DateApr 06, 2020
Instrument4918/291
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,294.00 (-16.03%)$18,612 (-) Land $2,900 Building $15,712$186,121 (-) Land $29,000 Building $157,121
2023$1,541.00$18,612$186,121 Land $29,000 Building $157,121

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