1628 Cedar Trace Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1628 Cedar Trace Dr, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2002
Square Footage3,542 sqft Adjusted Area
Lot Size12,112 sqft (0.278 acres)
OccupancyOwner Occupied
Tax Bill$3,272.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-3-07-16-0-00107-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area3,542 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area12,112 sqft (0.278 acres)
Depth X Width140 ft x 77 ft Depth x Width

Location & Zoning

Street Address1628 CEDAR TRACE DR
CityHERNANDO
StateMS
Zip38632-6633
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE LAKES OF CEDAR GROVE PHASE II LOT 107
Legal Range07
Legal Township03
Legal Section07
Legal SubdivisionLAKES OF CEDAR GROVE PH II
Legal Phase2
Legal Lot Number107
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1017
Census Tract71001

Owner

Source: DeSoto County records · APN 3-07-3-07-16-0-00107-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1628 CEDAR TRACE DR, HERNANDO, MS 38632-6633
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY MORTGAGE CORP
Jun 04, 2019Deed of Trust, Mortgage · Line of Credit
RENASANT BANK
Dec 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
THOMPSON KANE & COMPANY LLC
Jan 24, 2020Deed of Trust, Mortgage · Line of Credit
RENASANT BANK
Oct 01, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF MISSISSIPPI
May 06, 2019Warranty Deed, Transfer · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2024
Deed SaleOct 16, 2024
Prior SaleMay 06, 2019 · Amount on Record
Deed Doc Number0102418824
Deed Book / Page1024 / 18824
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1628 CEDAR TRACE DR, HERNANDO, MS 38632-6633
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyREALTY TITLE & ESCROW CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1628 CEDAR TRACE DR, HERNANDO, MS 38632-6633

Mortgage

Document Number005045/496
DateSep 18, 2020
Book Page5045/496
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
AddressCORDOVA, TN 38018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1628 CEDAR TRACE DR, HERNANDO, MS 38632-6633
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004736/016
DateJun 04, 2019
Book Page4736/016
Lender
NameRENASANT BANK
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 25, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1628 CEDAR TRACE DR, HERNANDO, MS 38632-6633
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyREALTY TITLE & ESCROW CO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004848/253
DateDec 06, 2019
Book Page4848/253
Lender
NameTHOMPSON KANE & COMPANY LLC
TypeNon-Lending Institution
AddressMADISON, WI 53717
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1628 CEDAR TRACE DR, HERNANDO, MS 38632-6633
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004874/483
DateJan 24, 2020
Book Page4874/483
Lender
NameRENASANT BANK
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 25, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1628 CEDAR TRACE DR, HERNANDO, MS 38632-6633
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1628 CEDAR TRACE DR, HERNANDO, MS 38632-6633

Mortgage

Document Number005361/548
DateOct 01, 2021
Book Page5361/548
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFOREST, MS 39074
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 25, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateMay 06, 2019
Property Address1628 CEDAR TRACE DR, HERNANDO, MS 38632-6633
Document Number000887/321
Book / Page0887 / 321
Map ReferenceMB 76 PG 34
Instrument DateApr 12, 2019
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2868 SUMMER OAKS DR, BARTLETT, TN 38134-2818

Mortgage

Document Number0004720736
DateMay 06, 2019
Instrument4720/736
Lender
NameIBERIABANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,272.00 (+18.29%)$30,663 (+38.73%) Land $2,900 Building $27,763$306,633 (+38.74%) Land $29,000 Building $277,633
2023$2,766.00$22,102$221,016 Land $29,000 Building $192,016

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