1544 Cedar Trace Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1544 Cedar Trace Dr, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2002
Square Footage	2,033 sqft Adjusted Area
Lot Size	7,984 sqft (0.183 acres)
Pool	420 sqft
Occupancy	Owner Occupied
Tax Bill	$2,081.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-16-0-00101-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,033 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	7,984 sqft (0.183 acres)
Depth X Width	136 ft x 60 ft Depth x Width
Pool Area	420 sqft Pool
Patio Area	174 sqft Patio

Location & Zoning

Street Address	1544 CEDAR TRACE DR
City	HERNANDO
State	MS
Zip	38632-6926
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE LAKES OF CEDAR GROVE PHASE II LOT 101
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	LAKES OF CEDAR GROVE PH II
Legal Phase	2
Legal Lot Number	101
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1017
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-16-0-00101-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1544 CEDAR TRACE DR, HERNANDO, MS 38632-6926
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2024	Deed of Trust, Mortgage · Stand Alone Second Mortgage MEMPHIS CITY EMPLOYEES CU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMPHIS CITY EMPLOYEES CU
Jun 07, 2017	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2017
Deed Sale	Jun 07, 2017
Deed Doc Number	20170607010138850
Record Refreshed	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1544 CEDAR TRACE DR, HERNANDO, MS 38632-6926
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 CEDAR TRACE DR, HERNANDO, MS 38632-6926

Mortgage

Document Number	05661/1946
Date	Jan 08, 2024
Book Page	5661/1946

Lender

Name	MEMPHIS CITY EMPLOYEES CU
Type	Credit Union
Address	MEMPHIS, TN 38115

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2039

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1544 CEDAR TRACE DR, HERNANDO, MS 38632-6926
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1544 CEDAR TRACE DR, HERNANDO, MS 38632-6926

Mortgage

Document Number	005136/800
Date	Jan 19, 2021
Book Page	5136/800

Lender

Name	MEMPHIS CITY EMPLOYEES CU
Type	Credit Union
Address	MEMPHIS, TN 38115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 07, 2017
Property Address	1544 CEDAR TRACE DR, HERNANDO, MS 38632-6926
Document Number	20170607010138850
Instrument Date	May 16, 2017
Instrument	20170607010138850
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1915 PECAN GROVE DR, SOUTHAVEN, MS 38671-9129

Mortgage

Document Number	20170607010138860
Date	Jun 07, 2017
Instrument	20170607010138860

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (+22.05%)	$20,446 (+41.48%) Land $2,800 Building $17,646	$204,463 (+41.47%) Land $28,000 Building $176,463
2023	$1,705.00	$14,452	$144,524 Land $28,000 Building $116,524

1544 Cedar Trace Dr, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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