15817 Cumberland Dr, Poway, CA 92064 Property Records

San Diego County property record for 15817 Cumberland Dr, Poway, CA 92064 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1988
Square Footage2,583 sqft Living Area
Lot Size39,640 sqft (0.91 acres)
OccupancyOwner Occupied
Last Sale$1,100,000 (2018)
Tax Bill$12,211.00 (2025)

Property Details

APN / Parcel Number

Primary APN278-438-01-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,583 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch Style
Lot Area39,640 sqft (0.91 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address15817 CUMBERLAND DR
CityPOWAY
StateCA
Zip92064-2346
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 74 TR 011361
Legal SubdivisionCITY/POWAY 4091-R
Legal Tract011361
Legal Block1
Legal Lot Number74
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1004
Census Tract17021

Owner

Source: San Diego County records · APN 278-438-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address15817 CUMBERLAND DR, POWAY, CA 92064-2346
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Intrafamily Transfer, Transfer
May 15, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Nov 16, 2018Grant Deed, Transfer · Veterans Administration Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Prior SaleMar 29, 2016 · Amount on Record
Deed Doc Number2018478104
Last Transfer DateFeb 13, 2024
Transfer Doc0000046286
Record RefreshedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 23, 2024
Property Address15817 CUMBERLAND DR, POWAY, CA 92064-2346
Document Number0000046286
Map ReferenceMAP 11361
Instrument DateFeb 13, 2024
Instrument2024-0046286
Transaction TypeTransfer
Record UpdatedMar 04, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address15817 CUMBERLAND DR, POWAY, CA 92064-2346

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15817 CUMBERLAND DR, POWAY, CA 92064-2346
Document Number0000253495
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address15817 CUMBERLAND DR POWAY CA 920642346, POWAY, CA 92064-2346

Mortgage

Document Number0000253495
DateMay 19, 2020
Instrument253495
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 16, 2018
Property Address15817 CUMBERLAND DR, POWAY, CA 92064-2346
Document Number0000478104
Instrument DateNov 08, 2018
Instrument478104
Transaction TypeTransfer
Record UpdatedNov 27, 2018
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,210.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address15817 CUMBERLAND DR POWAY CA 920642346, POWAY, CA 92064-2346

Mortgage

Document Number478105
DateNov 16, 2018
Instrument478105
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,251,607 (+2%) Land $796,478 Building $455,129
2025$12,211.00 (-9.8%)$1,227,066 (+4.04%) Land $780,861 Building $446,205
2023$13,537.00 (+1.65%)$1,179,419 Land $750,540 Building $428,879
2022$13,317.00

Flood & Wildfire

15817 Cumberland Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (High risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesHigh
82nd percentile of exposed land nationally · 60th in California
Wildfire LikelihoodHigh — about 1 in 200 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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