15805 Cumberland Dr, Poway, CA 92064 Property Records

San Diego County property record for 15805 Cumberland Dr, Poway, CA 92064 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,071 sqft · built 1988
Lot Size	1.48 acres (64,904 sqft)
Owner	2 Company Names on File
Last Sale	$1,230,000 (Apr 2017)
Tax Bill	$16,382 (2025)
Deeds & Mortgages	Nov 2023 Transfer Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`278-438-02-00`

Property Details

APN / Parcel Number

Primary APN	`278-438-02-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,071 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	64,904 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15805 CUMBERLAND DR
City	POWAY
State	CA
Zip	92064-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 TR 011361
Legal Subdivision	4091-R
Legal Tract	011361
Legal Block	1
Legal Lot Number	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	17021

Owner

Source: San Diego County records · APN 278-438-02-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	15805 CUMBERLAND DR, POWAY, CA 92064-2346
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Intrafamily Transfer, Transfer
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 02, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 12, 2017	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2017 · Amount on Record
Deed Sale	Apr 12, 2017 · Amount on Record
Prior Sale	Sep 06, 2012 · Amount on Record
Deed Document Number	2017165313
Last Transfer Date	Sep 21, 2023
Transfer Doc	0000329075
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2023
Property Address	15805 CUMBERLAND DR, POWAY, CA 92064-2346
Document Number	0000329075
Map Reference	MAP 11361
Instrument Date	Sep 21, 2023
Instrument	2023-0329075
Transaction Type	Transfer
Record Updated	Dec 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15805 CUMBERLAND DR, POWAY, CA 92064-2346

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15805 CUMBERLAND DR, POWAY, CA 92064-2346
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15805 CUMBERLAND DR, POWAY, CA 92064-2346

Mortgage

Document Number	0000111605
Date	Feb 12, 2021
Instrument	2021-0111605

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15805 CUMBERLAND DR, POWAY, CA 92064-2346
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000386258
Date	Jul 17, 2020
Instrument	2020-0386258

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15805 CUMBERLAND DR, POWAY, CA 92064-2346
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000512514
Date	Nov 02, 2017
Instrument	2017-0512514

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2017
Property Address	15805 CUMBERLAND DR, POWAY, CA 92064-2346
Document Number	0000165313
Instrument Date	Mar 21, 2017
Instrument	165313
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15805 CUMBERLAND DR POWAY CA 920642346, POWAY, CA 92064-2346

Mortgage

Document Number	165314
Date	Apr 12, 2017
Instrument	165314

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,456,063 (+2%) Land $852,330 Building $603,733
2025	$16,382.00 (+4.84%) Homeowner's exemption	$1,427,514 (+4.04%) Land $835,618 Building $591,896
2023	$15,625.00 (+1.67%) Homeowner's exemption	$1,372,084 Land $803,171 Building $568,913
2022	$15,369.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2010, rainfall accumulation

Wildfire

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	About 1 in 200 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Spectrum	Cable	1,000 / 1,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cumberland Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures