1576 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1576 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,206 sqft · built 1985
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (May 2012)
Tax Bill	$20,046 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 036.04-1-6.1`

Property Details

APN / Parcel Number

Primary APN	`265489 036.04-1-6.1`
Alternative APNs	`54890360400001006100` `03405200000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,206 sqft Living Area
1st Floor Area	2,426 sqft
2nd Floor Area	780 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	200 ft deep x 206 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	908 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	03405200000
Street Address	1576 LAKE RD
City	WEBSTER
State	NY
Zip	14580-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0028-14-04
Legal Block	1
Legal Lot Number	6.100
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2002
Census Tract	11303

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1576 LAKE RD, WEBSTER, NY 14580-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2012 · Amount on Record
Deed Sale	May 18, 2012 · Amount on Record
Prior Sale	Aug 29, 2002 · Amount on Record
Deed Document Number	2012265
Deed Book / Page	11122 / 5
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1576 LAKE RD, WEBSTER, NY 14580-8512
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 LAKE RD, WEBSTER, NY 14580-8512

Mortgage

Document Number	0000000697
Date	Jun 21, 2022
Book Page	29935/271
Instrument	202206210697

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1576 LAKE RD, WEBSTER, NY 14580-8512
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 LAKE RD, WEBSTER, NY 14580-8512

Mortgage

Document Number	0000000696
Date	Jun 21, 2022
Book Page	29935/251
Instrument	202206210696

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,046.00 (+1.04%)
2025	$19,839.00 (-0.12%)	$429,900 (-) Land $158,900 Building $271,000	$895,600 (+20.83%) Land $331,032 Building $564,568
2023		$429,900 (-) Land $158,900 Building $271,000	$741,200 (+10.35%) Land $273,963 Building $467,237
2022		$429,900 Land $158,900 Building $271,000	$671,700 Land $248,274 Building $423,426
2021	$19,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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