1540 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1540 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,451 sqft · built 2019
Lot Size	7.35 acres (320,166 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2018)
Tax Bill	$43,813 (2026)
Deeds & Mortgages	Apr 2023 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`036.04-1-4`

Property Details

APN / Parcel Number

Primary APN	`036.04-1-4`
Alternative APNs	`54890360400001004200` `265489 036.04-1-4.2`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,451 sqft Living Area
1st Floor Area	3,078 sqft
2nd Floor Area	1,885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	320,166 sqft (7.35 acres)
Lot Dimensions	200 ft deep x 370 ft wide
View / Lot	Waterfront / Beach
Garage Type	Mixed
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	036.04-1-4.
Street Address	1540 LAKE RD
City	WEBSTER
State	NY
Zip	14580-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0014-14-04 SPLIT BY DEED 9435/469
Legal Subdivision	THE SALT TRACT
Legal Block	1
Legal Lot Number	4.200
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2002
Census Tract	11303

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1540 LAKE RD, WEBSTER, NY 14580-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO
May 25, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Deed Document Number	2018525
Deed Book / Page	12030 / 31
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1540 LAKE RD, WEBSTER, NY 14580-8512
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	FIRST AMERICAN - ROCHESTER TITLE, FIRST AMERICAN ROCHESTER TTL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 LAKE RD, WEBSTER, NY 14580-8512

Mortgage

Document Number	0000001128
Date	Apr 4, 2023
Book Page	30251/344
Instrument	202304041128

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	May 25, 2018
Property Address	1540 LAKE RD, WEBSTER, NY 14580-8512
Document Number	0000000525
Book / Page	012030 / 000031
Instrument Date	May 16, 2018
Instrument	525
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WOODGREEN DR PITTSFORD NY 145349430, PITTSFORD, NY 14534-9430

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$43,813.00 (+1.05%)
2025	$43,356.00 (+23.63%)	$940,500 (-) Land $280,000 Building $660,500	$1,959,400 (+20.83%) Land $583,341 Building $1,376,059
2023		$940,500 (-) Land $280,000 Building $660,500	$1,621,600 (+10.35%) Land $482,773 Building $1,138,827
2022		$940,500 Land $280,000 Building $660,500	$1,469,500 Land $437,491 Building $1,032,009
2021	$35,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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