1582 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1582 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,337 sqft · built 2004
Lot Size	4.44 acres (193,406 sqft)
Owner	Individual Name on Record
Last Sale	$212,440 (Sep 2003)
Tax Bill	$35,188 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`265489 036.04-1-9.1`

Property Details

APN / Parcel Number

Primary APN	`265489 036.04-1-9.1`
Alternative APNs	`54890360400001009100` `03604191`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,337 sqft Living Area
1st Floor Area	2,982 sqft
2nd Floor Area	1,355 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	193,406 sqft (4.44 acres)
Lot Dimensions	200 ft deep x 250 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	2,160 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03604191
Street Address	1582 LAKE RD
City	WEBSTER
State	NY
Zip	14580-8512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0028-14-04 SWIFT SUB 317-49 LOT 1
Legal Subdivision	THE SWIFT SUBDIVISION
Legal Block	1
Legal Lot Number	9.100
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2002
Census Tract	11303

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1582 LAKE RD, WEBSTER, NY 14580-8512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINGER LAKES FCU
Feb 3, 2021	Deed of Trust, Mortgage · Line of Credit THE CANANDAIGUA NATIONAL BANK & TRUST CO
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CASTILE
Jun 10, 2020	Loan Modification, Mortgage · Conventional Mortgage BANK OF CASTILE
May 25, 2018	Deed of Trust, Mortgage · Line of Credit FAIRPORT SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2003 · Amount on Record
Deed Sale	Sep 25, 2003 · Amount on Record
Deed Book / Page	9851 / 464
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1582 LAKE RD, WEBSTER, NY 14580-8512
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 LAKE RD, WEBSTER, NY 14580-8512

Mortgage

Document Number	0000000399
Date	Mar 14, 2022
Book Page	29785/191
Instrument	202203140399

Lender

Name	FINGER LAKES FCU
Type	Credit Union
Address	GENEVA, NY 14456

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1582 LAKE RD, WEBSTER, NY 14580-8512
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 LAKE RD, WEBSTER, NY 14580-8512

Mortgage

Document Number	478
Date	Feb 3, 2021
Book Page	29007/263
Instrument	202102030478

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRUST CO
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1582 LAKE RD, WEBSTER, NY 14580-8512
Document Number	0000000153
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NEW YORK BANKERS TITLE AGENCY W, NEW YORK BANKERS TITLE AGCY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 LAKE RD WEBSTER NY 145808512, WEBSTER, NY 14580-8512

Mortgage

Document Number	0000000153
Date	Jun 15, 2020
Book Page	028561/000475
Instrument	153

Lender

Name	BANK OF CASTILE
Type	Bank
Address	BATAVIA, NY 14020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2030

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	1582 LAKE RD, WEBSTER, NY 14580-8512
Document Number	0000000154
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NEW YORK BANKERS TITLE AGENCY W, NEW YORK BANKERS TITLE AGCY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 LAKE RD WEBSTER NY 145808512, WEBSTER, NY 14580-8512

Mortgage

Document Number	0000000154
Date	Jun 15, 2020
Book Page	028561/000495
Instrument	154

Lender

Name	BANK OF CASTILE
Type	Bank
Address	BATAVIA, NY 14020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2030

Interest

Rate Type	Fixed Rate
Rate	2.62%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1582 LAKE RD, WEBSTER, NY 14580-8512
Document Number	0000000233
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 LAKE RD WEBSTER NY 145808512, WEBSTER, NY 14580-8512

Mortgage

Document Number	0000000233
Date	May 31, 2018
Book Page	027615/000680
Instrument	233

Lender

Name	FAIRPORT SVGS BK
Type	Federal Savings Bank
Address	FAIRPORT, NY 14450

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 30, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,188.00 (+1.05%)
2025	$34,822.00 (-3.08%)	$755,200 (+4.07%) Land $212,400 Building $542,800	$1,573,300 (+25.74%) Land $442,491 Building $1,130,809
2023		$725,700 (-) Land $212,400 Building $513,300	$1,251,200 (+10.34%) Land $366,205 Building $884,995
2022		$725,700 Land $212,400 Building $513,300	$1,133,900 Land $331,873 Building $802,027
2021	$35,929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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