Charlotte County property record for 1574 Navigator Rd, Punta Gorda, FL 33983 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,438 sqft · built 2021 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,004 (May 2021) |
| Tax Bill | $4,935 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402309477015 |
| Primary APN | 402309477015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,438 sqft Living Area |
| Gross Area | 3,359 sqft |
| 1st Floor Area | 2,438 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,400 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 607 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952623350600 |
|---|---|
| Street Address | 1574 NAVIGATOR RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PUNTA GORDA ISLES SEC23 BLK742 LT 6 734/1754 NT819/437 PR#85-295 1210/93 2122/1602 2939/1134 2942/1055 3712/441 4550/1573 4769/1969 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 09 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 742 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20101 |
Source: Charlotte County records · APN 402309477015
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1574 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 19, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Mar 12, 2020 | Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | Mar 12, 2020 · Amount on Record |
| Deed Document Number | 20212947481 |
| Deed Book / Page | 4769 / 1969 |
| Prior Transfer Date | Oct 18, 2012 |
| Prior Transfer Doc | 0037120441 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 1574 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1574 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220 |
| Document Number | 0003338252 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 3338252 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Jun 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 19, 2021 |
| Property Address | 1574 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220 |
| Document Number | 0047691969 |
| Book / Page | 4769 / 1969 |
| Map Reference | MB 12 PG 2A-2Z-41 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2947481 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,946.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519 |
| Name | Verified Name |
|---|---|
| Address | 1574 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220 |
| Document Number | 0047691970 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 4769/1970 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 12, 2020 |
| Property Address | 1574 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220 |
| Document Number | 0045501573 |
| Book / Page | 004550 / 001573 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2794959 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | STEEL CITY TITLE INC, STEEL CTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $139.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519 |
| Investor | Possibly a Property Investor |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,935.00 (-1.12%) Homeowner's exemption | $367,198 (+22.82%) | $371,659 (-14.78%) Land $38,250 Building $333,409 |
| 2024 | $4,991.00 (+0.56%) | ||
| 2023 | $4,963.00 (-8.53%) Homeowner's exemption | $298,966 (-11.12%) | $436,105 (+29.65%) Land $38,000 Building $398,105 |
| 2022 | $5,426.00 Homeowner's exemption | $336,364 Land $27,200 Building $309,164 | $336,364 Land $27,200 Building $309,164 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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