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1582 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1582 Navigator Rd, Punta Gorda, FL 33983 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,066 sqft · built 2021
Lot Size0.239 acres (10,400 sqft)
OwnerIndividual Name on File
Last Sale$263,496 (Mar 2021)
Tax Bill$4,911 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jan 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN402309477016

Property Details

APN / Parcel Number

Primary APN402309477016
Alternative APNs
  • 00952623350502
  • 10004613328

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,066 sqft Living Area
Gross Area3,075 sqft
1st Floor Area2,066 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area10,400 sqft (0.239 acres)
Garage TypeAttached
Garage Area606 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
Pool Area336 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952623350502
Street Address1582 NAVIGATOR RD
CityPUNTA GORDA
StateFL
Zip33983-6220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPUNTA GORDA ISLES SEC23 BLK742 LT 5 733/1496 NT819/437 PR85-295-MLS 1210/93 2063/2163 2939/1134 3448/1170 4276/1825 4525/750 4720/1205
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block742
Legal Lot Number5
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3000
Census Tract20101

Owner

Source: Charlotte County records · APN 402309477016

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1582 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FBC MORTGAGE LLC
Jan 08, 2020Grant Deed, Construction Loan
STEEL CITY TITLE INC, STEEL CTY TITLE INC
Jan 29, 2018Warranty Deed, Transfer
TOWNSEND TITLE INS AGENCY LL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2021 · Amount on Record
Deed SaleMar 04, 2021 · Amount on Record
Prior SaleJan 08, 2020 · Amount on Record
Deed Document Number20212912044
Deed Book / Page4720 / 1205
Prior Transfer DateJan 12, 2010
Prior Transfer Doc0034481170
Record UpdatedJun 08, 2026

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 04, 2021
Property Address1582 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220
Document Number0047201205
Book / Page4720 / 1205
Map ReferenceMB 12 PG 2A-2Z41
Instrument DateFeb 25, 2021
Instrument2912044
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 07, 2022
Title CompanySTEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,844.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

NameVerified Name
Address1582 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220

Mortgage

Document Number0047201206
DateMar 04, 2021
Instrument4720/1206
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

January 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionCHARLOTTE FL
Recording DateJan 08, 2020
Property Address1582 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220
Document Number0045250750
Book / Page004525 / 000750
Instrument DateDec 11, 2019
Instrument2775695
Transaction TypeConstruction Loan
Record UpdatedJan 29, 2020
Title CompanySTEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

AmountAmount Recorded
Tax$119.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJan 29, 2018
Property Address1582 NAVIGATOR RD, PUNTA GORDA, FL 33983-6220
Document Number0042761825
Book / Page4276 / 1825
Map ReferenceMB12 PG2A-2Z41
Instrument DateJan 28, 2018
Instrument2582669
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyTOWNSEND TITLE INS AGENCY LL

Transaction

AmountAmount Recorded
Tax$63.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address821 MARLIN DR, 821, PUNTA GORDA, FL 33950-6837

Transferred To (Grantee/Buyer)

NameVerified Name
Address2180 W FIRST ST STE 310, 310, FORT MYERS, FL 33901-3217

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,911.00 (-13.86%) Homeowner's exemption$365,577 (+5.99%)$412,725 (-3.16%) Land $38,250 Building $374,475
2024$5,701.00 (+0.21%)
2023$5,689.00 (+3.78%) Homeowner's exemption$344,926 (+1.49%)$426,194 (+25.41%) Land $38,000 Building $388,194
2022$5,482.00 Homeowner's exemption$339,851 Land $27,200 Building $312,651$339,851 Land $27,200 Building $312,651

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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