Schenectady County and Schenectady City property record for 1572 State St, Schenectady, NY 12304
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,694 sqft · built 1992 |
| Lot Size | 0.112 acres (4,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Mar 2022) |
| Tax Bill | $5,443 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.21-1-27.2 |
| Primary APN | 421500 60.21-1-27.2 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,694 sqft Gross Area |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 4,875 sqft (0.112 acres) |
| Lot Dimensions | 65 ft deep x 63 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 234 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1572 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1528 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 BRICK |
| Legal Block | 1 |
| Legal Lot Number | 27.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1572 STATE ST, SCHENECTADY, NY 12304-1528 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC |
| Mar 23, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on File |
| Deed Sale | Mar 23, 2022 · Amount on File |
| Prior Sale | Nov 6, 2002 · Amount on File |
| Deed Document Number | 202215124 |
| Deed Book / Page | 2081 / 254 |
| Prior Transfer Date | Oct 31, 2002 |
| Prior Transfer Doc | 1637000256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1572 STATE ST, SCHENECTADY, NY 12304-1528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 1572 STATE ST, SCHENECTADY, NY 12304-1528 |
| Document Number | 0000015836 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 5088/650 |
| Instrument | 202115836 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 23, 2022 |
| Property Address | 1572 STATE ST, SCHENECTADY, NY 12304-1528 |
| Document Number | 0000015124 |
| Book / Page | 2081 / 254 |
| Instrument Date | Mar 1, 2022 |
| Instrument | 202215124 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1572 STATE ST, SCHENECTADY, NY 12304-1528 |
| Name | Verified Name |
|---|---|
| Address | 1518 BROADWAY # 2, 2, SCHENECTADY, NY 12306-5008 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,443.00 (+1.53%) | ||
| 2025 | $5,361.00 (+36.62%) | $101,000 (-) Land $15,100 Building $85,900 | $167,246 (+30.82%) Land $25,004 Building $142,242 |
| 2023 | $101,000 (-) Land $15,100 Building $85,900 | $127,848 (+3.8%) Land $19,114 Building $108,734 | |
| 2022 | $101,000 Land $15,100 Building $85,900 | $123,171 Land $18,415 Building $104,756 | |
| 2021 | $3,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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