Schenectady County and Schenectady City property record for 1568 State St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,058 sqft · built 1910 |
| Lot Size | 0.132 acres (5,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $78,000 (Sep 2020) |
| Tax Bill | $6,062 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.77-1-20 |
| Primary APN | 421500 50.77-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| 1st Floor Area | 1,058 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,760 sqft (0.132 acres) |
| Lot Dimensions | 128 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 452 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1568 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHERMERHORN 1X WOOD AND GARAGE |
| Legal Subdivision | WILLIAM M CASEY CO INC |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 50.77-1-20
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1568 STATE ST, SCHENECTADY, NY 12304-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2020 · Amount on Record |
| Deed Sale | Sep 09, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2005 · Amount on Record |
| Deed Document Number | 202026883 |
| Deed Book / Page | 2041 / 257 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1568 STATE ST, SCHENECTADY, NY 12304-1519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 1568 STATE ST, SCHENECTADY, NY 12304-1519 |
| Document Number | 0000055885 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 5165/716 |
| Instrument | 202155885 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 12, 2021 |
| Property Address | 1568 STATE ST, SCHENECTADY, NY 12304-1519 |
| Document Number | 0000032504 |
| Book / Page | 2062 / 517 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 202132504 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 HENRY ST, SCHENECTADY, NY 12304-2804 |
| Name | Verified Name |
|---|---|
| Address | 423 CENTRAL AVE, ALBANY, NY 12206-2258 |
| Document Number | 0000032505 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 202132505 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,062.00 (+47.96%) | $124,800 (-) Land $12,300 Building $112,500 | $206,657 (+30.82%) Land $20,368 Building $186,289 |
| 2023 | $124,800 (+51.64%) Land $12,300 Building $112,500 | $157,975 (+57.4%) Land $15,570 Building $142,405 | |
| 2022 | $82,300 Land $12,300 Building $70,000 | $100,366 Land $15,000 Building $85,366 | |
| 2021 | $4,097.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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