Schenectady County and Schenectady City property record for 1578 State St, Schenectady, NY 12304
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,721 sqft · built 1984 |
| Lot Size | 0.243 acres (10,593 sqft) |
| Owner | Company Name on File |
| Last Sale | $375,000 (Feb 2023) |
| Tax Bill | $12,352 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.21-1-25 |
| Primary APN | 421500 60.21-1-25 |
|---|---|
| Alternative APN |
|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,721 sqft Gross Area |
| Basement Area | 1,506 sqft |
| Unfinished Basement | 1,506 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 10,593 sqft (0.243 acres) |
| Lot Dimensions | 107 ft deep x 99 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Canopy | 80 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1578 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1530 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 3 PTS OF EACH 2 STUC AND GARAGE 0002410606 77,800 |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21700 |
1578 State St, a commercial property, is owned by a company that bought it in February 2023.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 31 QUARRY DR, A, ALBANY, NY 12205-1338 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on File |
| Deed Sale | Feb 13, 2023 · Amount on File |
| Deed Document Number | 20238393 |
| Deed Book / Page | 2102 / 776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 13, 2023 |
| Property Address | 1578 STATE ST, SCHENECTADY, NY 12304-1530 |
| Document Number | 0000008393 |
| Book / Page | 2102 / 776 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 202308393 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1578 STATE ST, SCHENECTADY, NY 12304-1530 |
| Name | Verified Name |
|---|---|
| Address | 31 QUARRY DR # A, A, ALBANY, NY 12205-1338 |
| Document Number | 0000008394 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 202308394 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Dec 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1578 State St was $12,352, up 0.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,352.00 (+0.55%) | ||
| 2025 | $12,284.00 | $219,400 Land $25,800 Building $193,600 | $363,305 Land $42,722 Building $320,583 |
| 2023 | $219,400 (-) Land $25,800 Building $193,600 | $277,722 (+3.8%) Land $32,658 Building $245,064 | |
| 2022 | $219,400 Land $25,800 Building $193,600 | $267,561 Land $31,463 Building $236,098 | |
| 2021 | $11,651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1578 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1578 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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