1557 Lafayette Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 1557 Lafayette Ave, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,551 sqft · built 1972
Lot Size	0.518 acres (22,560 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jan 2000)
Tax Bill	$916 (2026)
Deeds & Mortgages	Apr 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03 81A 1 28`

Property Details

APN / Parcel Number

Primary APN	`03 81A 1 28`
Alternative APN	`174403`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,551 sqft Heated Area
Gross Area	3,378 sqft
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	22,560 sqft (0.518 acres)
Lot Dimensions	188 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	174403
Street Address	1557 LAFAYETTE AVE
City	HUDSON
State	NC
Zip	28638-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2053 PG 91 YR 22 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4024
Census Tract	30700

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1557 LAFAYETTE AVE, HUDSON, NC 28638-8700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2000 · Amount on Record
Deed Sale	Jan 28, 2000 · Amount on Record
Prior Sale	Aug 1, 1996 · Amount on Record
Deed Book / Page	1289 / 1307
Last Transfer Date	Apr 1, 2022
Transfer Doc	0020530091
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Apr 7, 2022
Property Address	1557 LAFAYETTE AVE, HUDSON, NC 28638-8700
Document Number	0020530091
Book / Page	2053 / 91
Instrument Date	Apr 1, 2022
Instrument	10070787
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1557 LAFAYETTE AVE, 1557, HUDSON, NC 28638-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 LAFAYETTE AVE, HUDSON, NC 28638-8700

Mortgage

Document Number	0010070788
Date	Apr 7, 2022
Instrument	10070788

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Apr 17, 2095

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.8%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Sawmills Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$916.00 (-3.58%)	$224,000 (-) Land $18,500 Building $205,500
2025	$950.00 (+49.84%)	$224,000 (+80.5%) Land $18,500 Building $205,500	$224,000 (+80.5%) Land $18,500 Building $205,500
2024	$634.00 (-46.13%)
2023		$124,100 (-) Land $18,500 Building $105,600	$124,100 (-) Land $18,500 Building $105,600
2022	$1,177.00	$124,100 Land $18,500 Building $105,600	$124,100 Land $18,500 Building $105,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20