157 Otter Loop, Barco, NC 27917 Property Records

Currituck County property record for 157 Otter Loop, Barco, NC 27917

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,558 sqft · built 2022
Lot Size	10.6 acres (463,914 sqft)
Owner	Individual Name on Record
Last Sale	$2,220,000 (May 2023)
Tax Bill	$1,914 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8997-21-3240`

Property Details

APN / Parcel Number

Primary APN	`8997-21-3240`
Alternative APNs	`0069000052K0000` `000203613` `000167593` `8997-21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,558 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	463,914 sqft (10.6 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000167593
Street Address	157 OTTER LOOP
City	BARCO
State	NC
Zip	27917-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 OTTER SHORES EXEMPT SUBD (R/210)
Legal Subdivision	OTTER SHORES
Legal Lot Number	10
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	2
Census Block	2001
Census Tract	110302

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7400 N 3250 W, ROOSEVELT, UT 84066-3759
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Deed Document Number	2023382848
Deed Book / Page	1733 / 757
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 10, 2023
Property Address	157 OTTER LOOP, BARCO, NC 27917-8004
Document Number	0017330757
Book / Page	1733 / 757
Map Reference	CAB R SL 210
Instrument Date	Feb 7, 2023
Instrument	382848
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 274, POWELLS POINT, NC 27966-0274

Mortgage

Document Number	0000382850
Date	May 10, 2023
Instrument	382850

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,914.00 (+0.47%)	$266,100 (-) Land $75,400 Building $190,700
2024	$1,905.00 (+11.4%)	$266,100 (+1.84%) Land $75,400 Building $190,700
2023	$1,710.00 (+192.31%)	$261,300 (+1.04%) Land $75,400 Building $185,900	$261,300 (+1.04%) Land $75,400 Building $185,900
2022	$585.00	$258,600 Land $75,400 Building $183,200	$258,600 (-2.82%) Land $75,400 Building $183,200
2021			$266,100 Land $75,400 Building $190,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	30 (1998–2019)
Claims Outside the SFHA	1 of 30
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Bonnie, Aug 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.