Currituck County property record for 147 Otter Loop, Barco, NC 27917
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,982 sqft · built 2023 |
| Lot Size | 10.6 acres (461,736 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $469,500 (Dec 2024) |
| Tax Bill | $2,224 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8997-21-9670 |
| Primary APN | 8997-21-9670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 461,736 sqft (10.6 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000172183 |
|---|---|
| Street Address | 147 OTTER LOOP |
| City | BARCO |
| State | NC |
| Zip | 27917-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 OTTER SHORES EXEMPT SUBD (R/123) |
| Legal Subdivision | OTTER SHORES |
| Legal Lot Number | 8 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | CRAWFORD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 110302 |
Source: Currituck County records, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 147 OTTER LOOP, BARCO, NC 27917-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 20, 2024 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Sep 29, 2023 | Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on Record |
| Deed Sale | Dec 20, 2024 · Amount on Record |
| Deed Document Number | 2024392923 |
| Deed Book / Page | 1794 / 734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | May 8, 2026 |
| Property Address | 147 OTTER LOOP, BARCO, NC 27917-8004 |
| Document Number | 0000402775 |
| Book / Page | 1855 / 627 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026402775 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 147 OTTER LOOP, BARCO, NC 27917-8004 |
| Document Number | 0000402775, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 1855/627 |
| Instrument | 2026402775 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Dec 20, 2024 |
| Property Address | 147 OTTER LOOP, BARCO, NC 27917-8004 |
| Document Number | 0017940734 |
| Book / Page | 1794 / 734 |
| Map Reference | CAB R SL 210 |
| Instrument Date | Dec 4, 2024 |
| Instrument | 392923 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $939.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 429, MOYOCK, NC 27958-0429 |
| Name | Verified Name |
|---|---|
| Address | 147 OTTER LOOP, BARCO, NC 27917-8004 |
| Document Number | 0000392924 |
|---|---|
| Date | Dec 20, 2024 |
| Instrument | 392924 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 147 OTTER LOOP, BARCO, NC 27917-8004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 307 N CURRITUCK RD, MOYOCK, NC 27958-9062 |
| Document Number | 0017480190 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 1748/190 |
| Instrument | 385325 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | PORTSMOUTH, VA 23704 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,224.00 (-0.45%) | $316,100 (-0.94%) Land $74,400 Building $241,700 | |
| 2024 | $2,234.00 (+437.02%) | $319,100 (+328.9%) Land $74,400 Building $244,700 | |
| 2023 | $416.00 (+21.64%) | $74,400 (-) Land $74,400 | $74,400 (-) Land $74,400 |
| 2022 | $342.00 | $74,400 Land $74,400 | $74,400 (-76.46%) Land $74,400 |
| 2021 | $316,100 Land $74,400 Building $241,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 30 (1998–2019) |
| Claims Outside the SFHA | 1 of 30 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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