123 Otter Loop, Barco, NC 27917 Property Records

Currituck County property record for 123 Otter Loop, Barco, NC 27917

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,708 sqft · built 2021
Lot Size10.6 acres (461,736 sqft)
OwnerIndividual Name on Record
Last Sale$2,445,000 (Mar 2022)
Tax Bill$1,909 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN8997-22-6177

Property Details

APN / Parcel Number

Primary APN8997-22-6177
Alternative APNs
  • 0069000052D0000
  • 000147963
  • 8997-22

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,708 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area461,736 sqft (10.6 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000147963
Street Address123 OTTER LOOP
CityBARCO
StateNC
Zip27917-8004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 AMENDED OTTER SHORES EXEMPT SUBD (R/210)
Legal SubdivisionOTTER SHORES
Legal Lot Number4
JurisdictionCURRITUCK NC
Township / Civil DivisionCRAWFORD
Census Block Group2
Census Block2019
Census Tract110302

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address123 OTTER LOOP, BARCO, NC 27917-8004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 9, 2022 · Amount on Record
Deed SaleMar 9, 2022 · Amount on Record
Deed Document Number2022374056
Deed Book / Page1684 / 99
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCURRITUCK NC
Recording DateMar 9, 2022
Property Address123 OTTER LOOP, BARCO, NC 27917-8004
Document Number0016840099
Book / Page1684 / 99
Map ReferenceCAB R SL 210
Instrument DateFeb 23, 2022
Instrument374056
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$978.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 429, MOYOCK, NC 27958-0429

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 OTTER LOOP, BARCO, NC 27917-8004

Mortgage

Document Number0000374057
DateMar 9, 2022
Instrument374057
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,909.00 (+0.47%)$310,300 (-) Land $74,400 Building $235,900
2024$1,900.00 (+9.7%)$310,300 (-) Land $74,400 Building $235,900
2023$1,732.00 (+15.24%)$310,300 (-) Land $74,400 Building $235,900$310,300 (-) Land $74,400 Building $235,900
2022$1,503.00$310,300 Land $74,400 Building $235,900$310,300 (-) Land $74,400 Building $235,900
2021$310,300 Land $74,400 Building $235,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims30 (1998–2019)
Claims Outside the SFHA1 of 30
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Bonnie, Aug 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 92% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Otter Loop

Nearby Streets

Search Property Records by Address or Parcel Number