152 Nicole Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 152 Nicole Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1996
Lot Size	0.232 acres (10,141 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Oct 2023)
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1702-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1702-5`
Alternative APN	`29-3N-23-3040-000C-0160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Heated Area
Gross Area	1,987 sqft
1st Floor Area	1,450 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,141 sqft (0.232 acres)
Garage Type	Finished
Garage Area	437 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	152 NICOLE LN
City	CRESTVIEW
State	FL
Zip	32539-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE V LOT 16 BLK C
Legal Range	23
Legal Township	03N
Legal Section	29
Legal Subdivision	PARK PLACE V
Legal Block	C
Legal Lot Number	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2015
Census Tract	20702

Owner

152 Nicole Ln is owned and occupied by an individual who bought it in October 2023.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	152 NICOLE LN, CRESTVIEW, FL 32539-6063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
May 8, 2020	Loan Modification, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Sep 30, 2011 · Amount on File
Deed Document Number	3650239
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 4, 2023
Property Address	152 NICOLE LN, CRESTVIEW, FL 32539-6063
Document Number	0003650239
Map Reference	MB 14 PG 29
Instrument Date	Sep 26, 2023
Instrument	3650239
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 WALNUT AVE UNIT 65490, 65490, HAMPTON, VA 23665-3119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 SPRINGATE DR APT 801, 801, PANAMA CITY, FL 32404-5761

Mortgage

Document Number	0003650240
Date	Oct 4, 2023
Instrument	3650240

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	152 NICOLE LN, CRESTVIEW, FL 32539-6063
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036143148
Date	Apr 6, 2022
Book Page	3614/3148
Instrument	3540213

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	152 NICOLE LN, CRESTVIEW, FL 32539-6063
Document Number	0034664806
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 NICOLE LN CRESTVIEW FL 325396063, CRESTVIEW, FL 32539-6063

Mortgage

Document Number	0034664806
Date	Jun 5, 2020
Book Page	003466/004806
Instrument	3363422

Lender

Name	USAA
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 152 Nicole Ln was $2,014 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 Homeowner's exemption Disabled Person's exemption	$173,890 Land $37,664 Building $136,226	$173,890 Land $37,664 Building $136,226
2023	$1,057.00 (+4.14%) Homeowner's exemption	$106,898 (+3%)	$180,559 (+9.82%) Land $32,000 Building $148,559
2022	$1,015.00 Homeowner's exemption	$103,784	$164,412 Land $24,616 Building $139,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 152 Nicole Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 152 Nicole Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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