144 Moonlight Bay, Chico, TX 76431 Property Records

Wise County property record for 144 Moonlight Bay, Chico, TX 76431

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,118 sqft · built 2021
Lot Size	1.02 acres (44,518 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,674 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0981.0318.00`

Property Details

APN / Parcel Number

Primary APN	`R0981.0318.00`
Alternative APNs	`000000784421` `R000326200` `784421`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,118 sqft Living Area
Gross Area	3,682 sqft
1st Floor Area	2,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	44,518 sqft
Lot Dimensions	370 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000326200
Street Address	144 MOONLIGHT BAY DR
City	CHICO
State	TX
Zip	76431-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 318R NORTH STAR POINTE PH2 SECT 6A
Legal Subdivision	NORTH STAR POINTE PH2 SECT 6A
Legal Phase	2
Legal Lot Number	318R
Jurisdiction	WISE TX
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2110
Census Tract	150405

Owner

144 Moonlight Bay is owned by two individuals who acquired it in February 2026.

Source: Wise County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1300 JENKINS RD, ALEDO, TX 76008-2414
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Dec 1, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST NAT'L BK
Aug 3, 2020	Warranty Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026
Deed Sale	Feb 10, 2026
Prior Sale	Aug 3, 2020
Deed Document Number	20261727
Prior Transfer Date	Jul 21, 2006
Prior Transfer Doc	0000391879
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	144 MOONLIGHT BAY, CHICO, TX 76431-2046
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	SENDERA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202112285
Date	Jul 30, 2021
Instrument	202112285

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WISE TX
Recording Date	Dec 1, 2020
Property Address	MOONLIGHT BAY DR, CHICO, TX 76431
Document Number	0000016618
Instrument Date	Nov 6, 2020
Instrument	16618
Transaction Type	Construction Loan
Record Updated	Dec 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4737 STRAIT LN CARROLLTON TX 750104236, CARROLLTON, TX 75010-4236

Mortgage

Document Number	0000016618
Date	Dec 1, 2020
Instrument	16618

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	SOUTHLAKE, TX 76092

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 30, 2021

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE TX
Recording Date	Aug 3, 2020
Property Address	MOONLIGHT BAY DR, CHICO, TX 76431
Document Number	0000009906
Instrument Date	Jul 31, 2020
Instrument	9906
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4737 STRAIT LN CARROLLTON TX 750104236, CARROLLTON, TX 75010-4236

Tax Assessment & Valuation

The 2025 property tax bill for 144 Moonlight Bay was $13,674, down 8.9% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Chico Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,182,733 (-0.78%) Land $299,134 Building $883,599	$1,182,733 (-0.78%) Land $299,134 Building $883,599
2025	$13,674.00 (-8.94%)	$1,192,011 Land $299,134 Building $892,877	$1,192,011 Land $299,134 Building $892,877
2024	$15,016.00
2023		$1,301,044 Land $244,746 Building $1,056,298	$1,301,044 Land $244,746 Building $1,056,298
2021	$2,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 Moonlight Bay in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2015–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Moonlight Bay is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AMA TechTel Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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