157 Cramer Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 157 Cramer Rd, Malta, NY 12020 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,256 sqft · built 1974
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (May 1999)
Tax Bill	$6,857 (2025)
Deeds & Mortgages	Dec 2017 Transfer
APN	`414089 218.-1-29`

Property Details

APN / Parcel Number

Primary APN	`414089 218.-1-29`
Alternative APNs	`408921800000010290000000` `5 J02324`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,256 sqft Living Area
1st Floor Area	1,968 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	85,813 sqft (1.97 acres)
Lot Width	201 ft Width
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	528 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J02324
Street Address	157 CRAMER RD
City	MALTA
State	NY
Zip	12020-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIDE: N 1 ACRE FROM 218.-1-24 6 ALSO BOOK 1323 PAGE 221
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	1
Census Block	1015
Census Tract	61905

Owner

Source: Saratoga County and Malta Town records · APN 414089 218.-1-29

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	157 CRAMER RD, BALLSTON SPA, NY 12020-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 1999 · Amount on Record
Deed Sale	May 17, 1999 · Amount on Record
Deed Book / Page	1518 / 317
Last Transfer Date	Nov 28, 2017
Transfer Doc	0000038876
Record Updated	Jun 08, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 07, 2017
Property Address	157 CRAMER RD, MALTA, NY 12020-4323
Document Number	0000038876
Instrument Date	Nov 28, 2017
Instrument	38876
Transaction Type	Transfer
Record Updated	Mar 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 CRAMER RD MALTA NY 120204323, MALTA, NY 12020-4323

Tax Assessment & Valuation

Source: Saratoga County and Malta Town records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,857.00	$501,000 (+13.35%) Land $84,600 Building $416,400	$501,000 (+13.35%) Land $84,600 Building $416,400
2023		$442,000 Land $80,900 Building $361,100	$442,000 Land $80,900 Building $361,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360910619051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Nearby Flood Policies	23 in force
Nearby Flood Claims	3 (2007–2011)
Most Recent Claim	Aug 2011, river or lake flooding, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Hudson Valley Wireless	Fixed Wireless (licensed-by-rule)	200 / 20

May also be available at this address: Greenlight Networks Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.