148 Cramer Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 148 Cramer Rd, Malta, NY 12020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,802 sqft · built 1984
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Last Sale	$224,050 (Oct 2006)
Tax Bill	$2,860 (2025)
APN	`414089 230.-1-2.2`

Property Details

APN / Parcel Number

Primary APN	`414089 230.-1-2.2`
Alternative APN	`408923000000010020020000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,235 sqft
Basement Area	567 sqft
Finished Basement	567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	350 ft deep x 35 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	508 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	148 CRAMER RD
City	BALLSTON SPA
State	NY
Zip	12020-6332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SIDE: S
Legal Block	1
Legal Lot Number	2.002
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2014
Census Tract	61907

Owner

Source: Saratoga County and Malta Town records · APN 414089 230.-1-2.2

Assessment roll updated April 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 CRAMER RD, BALLSTON SPA, NY 12020-6332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2006 · Amount on Record
Deed Sale	Oct 13, 2006 · Amount on Record
Prior Sale	Sep 27, 1996 · Amount on Record
Deed Book / Page	1773 / 560
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Saratoga County and Malta Town records · Assessment roll updated April 20, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00	$209,000 (+13.59%) Land $67,200 Building $141,800	$209,000 (+13.59%) Land $67,200 Building $141,800
2023		$184,000 Land $67,200 Building $116,800	$184,000 Land $67,200 Building $116,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Greenlight Networks Holding.

Based on FCC filings for 64 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHWOOD WATER COMPANY private · serves 1,300 people
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	28 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.