Saratoga County and Malta Town property record for 165 Cramer Rd, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,197 sqft · built 1810 |
| Lot Size | 5.83 acres (253,955 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (May 2010) |
| Tax Bill | $6,337 (2025) |
| APN | 414089 218.-1-30.2 |
| Primary APN | 414089 218.-1-30.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,197 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| 2nd Floor Area | 660 sqft |
| Upper Floors Area | 175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1810 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 253,955 sqft (5.83 acres) |
| Lot Width | 839 ft Width |
| Garage Type | Detached |
| Porch | Slab |
| Porch Area | 336 sqft |
| Patio Area | 192 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 5 L02120 |
|---|---|
| Street Address | 165 CRAMER RD |
| City | MALTA |
| State | NY |
| Zip | 12020-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT #3 |
| Legal Block | 1 |
| Legal Lot Number | 30.002 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 61905 |
Source: Saratoga County and Malta Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4 ESSEX RD, GREAT NECK, NY 11023-2224 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2010 · Amount on Record |
| Deed Sale | May 19, 2010 · Amount on Record |
| Prior Sale | Nov 18, 1997 · Amount on Record |
| Deed Book / Page | 2010 / 15511 |
| Prior Transfer Date | Oct 31, 2008 |
| Prior Transfer Doc | 0020090000000578 |
| Record Updated | Jun 8, 2026 |
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,337.00 | $463,000 (+13.48%) Land $134,200 Building $328,800 | $463,000 (+13.48%) Land $134,200 Building $328,800 |
| 2023 | $408,000 Land $117,700 Building $290,300 | $408,000 Land $117,700 Building $290,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 3 (2007–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWOOD WATER COMPANY private · serves 1,300 people · EPA ID NY4521804 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 28 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Greenlight Networks.
5G and 4G LTE (outdoors only)
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