137 Cliff Rd, Sterrett, AL 35147 Property Records

Shelby County property record for 137 Cliff Rd, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,495 sqft · built 2002
Lot Size	0.803 acres (34,979 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2011)
Tax Bill	$1,756 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`095210000001245`

Property Details

APN / Parcel Number

Primary APN	`095210000001245`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,495 sqft Heated Area
1st Floor Area	2,005 sqft
Basement Area	1,188 sqft
Finished Basement	817 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,979 sqft (0.803 acres)
Lot Dimensions	165 ft deep x 219 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	137 CLIFF RD
City	STERRETT
State	AL
Zip	35147-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 19S 01W 2001 ANNEX PER ELECTION NBRHD: 01 FOREST PARKS 280 R-2
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST PARKS 6TH SECTOR 2ND PHASE
Legal Lot Number	625
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2017
Census Tract	30211

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 CLIFF RD, STERRETT, AL 35147-7007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2011 · Amount on Record
Deed Sale	Jun 30, 2011 · Amount on Record
Prior Sale	Mar 23, 2004 · Amount on Record
Deed Document Number	2011191320
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	137 CLIFF RD, STERRETT, AL 35147-7007
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 CLIFF RD, STERRETT, AL 35147-7007

Mortgage

Document Number	0000201420
Date	Jul 6, 2023
Instrument	20230706000201420

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Term	360 Months
Due	Jul 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	137 CLIFF RD, STERRETT, AL 35147-7007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000305560
Date	Aug 20, 2019
Instrument	20190820000305560

Lender

Name	AMERICAS FIRST FCU
Type	Credit Union
Address	BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2034

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,756.00 (-1.84%) Homeowner's exemption
2025	$1,789.00 (+2.17%)	$40,680 (-0.15%)	$406,800 (-0.15%) Land $95,000 Building $311,800
2023	$1,751.00	$40,740	$407,400 Land $95,000 Building $312,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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