Bergen County and Emerson Borough property record for 157 Ackerman Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,176 sqft · built 1938 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Oct 2022) |
| Tax Bill | $12,339 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2022 Sale & Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00510-0000-00019 |
| Primary APN | 14-00510-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 016662 |
|---|---|
| Street Address | 157 ACKERMAN AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 50X120 4LT |
| Legal Subdivision | MAP 1 |
| Legal Block | 510 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 6 |
| Census Block | 6029 |
| Census Tract | 14000 |
157 Ackerman Ave is owned and occupied by two individuals who bought it in October 2022.
Source: Bergen County and Emerson Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 157 ACKERMAN AVE, EMERSON, NJ 07630-1753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 20, 2022 | Bargain and Sale Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on File |
| Deed Sale | Oct 20, 2022 · Amount on File |
| Prior Sale | Aug 10, 2010 · Amount on File |
| Deed Document Number | 2022101445 |
| Deed Book / Page | 4840 / 1624 |
| Prior Transfer Date | May 10, 2016 |
| Prior Transfer Doc | 0023030967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 157 ACKERMAN AVE, EMERSON, NJ 07630-1753 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0045700559 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 4570/559 |
| Instrument | 2022016199 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2042 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 20, 2022 |
| Property Address | 157 ACKERMAN AVE, EMERSON, NJ 07630-1753 |
| Document Number | 0048401624 |
| Book / Page | 4840 / 1624 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022101445 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 KINDERKAMACK RD APT 1, 1, WESTWOOD, NJ 07675-2265 |
| Name | Verified Name |
|---|---|
| Address | 157 ACKERMAN AVE, EMERSON, NJ 07630-1753 |
| Document Number | 2022101446 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022101446 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.33% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
The 2025 property tax bill for 157 Ackerman Ave was $12,339, up 3.5% from the year before.
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,800 (-) Land $182,000 Building $178,800 | $360,800 (-) Land $182,000 Building $178,800 | |
| 2025 | $12,339.00 (+3.54%) | $360,800 Land $182,000 Building $178,800 | $360,800 Land $182,000 Building $178,800 |
| 2024 | $11,917.00 | ||
| 2023 | $360,800 Land $182,000 Building $178,800 | $360,800 Land $182,000 Building $178,800 | |
| 2022 | $10,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Ackerman Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Ackerman Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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