Bergen County and Emerson Borough property record for 169 Ackerman Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 1,536 sqft · built 1948 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,240 (Feb 2001) |
| Tax Bill | $12,428 (2025) |
| Deeds & Mortgages | Jan 2019 Loan Modification Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00509-0000-00002-01 |
| Primary APN | 14-00509-0000-00002-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 108 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 016387 |
|---|---|
| Street Address | 169 ACKERMAN AVE |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X108 3LT |
| Legal Subdivision | ETNA PROP MAP 1 |
| Legal Block | 509 |
| Legal Lot Number | 2.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 6 |
| Census Block | 6013 |
| Census Tract | 14000 |
169 Ackerman Ave is owned and occupied by two individuals who acquired it in November 2002.
Source: Bergen County and Emerson Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 169 ACKERMAN AVE, EMERSON, NJ 07630-1569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2019 | Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L |
| Jan 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2001 · Amount on File |
| Deed Sale | Feb 9, 2001 · Amount on File |
| Prior Sale | Dec 11, 1998 · Amount on File |
| Deed Book / Page | 8347 / 849 |
| Last Transfer Date | Nov 14, 2002 |
| Transfer Doc | 8538000273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 169 ACKERMAN AVE, EMERSON, NJ 07630-1569 |
| Document Number | 0031631504 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 169 ACKERMAN AVE EMERSON NJ 076301569, EMERSON, NJ 07630-1569 |
| Document Number | 0031631504 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 003163/001504 |
| Instrument | 6049 |
| Name | DITECH FIN'L |
|---|---|
| Address | TEMPE, AZ 85284 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2049 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 169 ACKERMAN AVE, EMERSON, NJ 07630-1569 |
| Document Number | 0031631650 |
| Instrument Date | Jan 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 169 ACKERMAN AVE EMERSON NJ 076301569, EMERSON, NJ 07630-1569 |
| Document Number | 0031631650 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 003163/001650 |
| Instrument | 6067 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | OKLAHOMA CITY, OK 73107 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2049 |
The 2025 property tax bill for 169 Ackerman Ave was $12,428, up 3.5% from the year before.
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,400 (-) Land $201,000 Building $162,400 | $363,400 (-) Land $201,000 Building $162,400 | |
| 2025 | $12,428.00 (+3.54%) | $363,400 Land $201,000 Building $162,400 | $363,400 Land $201,000 Building $162,400 |
| 2024 | $12,003.00 | ||
| 2023 | $363,400 Land $201,000 Building $162,400 | $363,400 Land $201,000 Building $162,400 | |
| 2022 | $11,003.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 169 Ackerman Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 169 Ackerman Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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