Bergen County and Emerson Borough property record for 146 Ackerman Ave, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 3,486 sqft · built 2020 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $820,000 (Oct 2020) |
| Tax Bill | $25,069 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00501-01-00014-01 |
| Primary APN | 14-00501-01-00014-01 |
|---|---|
| Alternative APN |
|
| Building Area | 3,486 sqft Living Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Street Address | 146 ACKERMAN AVE |
|---|---|
| City | EMERSON |
| State | NJ |
| Zip | 07630-1756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .52 ACRES |
| Legal Block | 501 |
| Legal Lot Number | 14.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 6 |
| Census Block | 6011 |
| Census Tract | 14000 |
146 Ackerman Ave is owned and occupied by two individuals who bought it in October 2020.
Source: Bergen County and Emerson Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 ACKERMAN AVE, EMERSON, NJ 07630-1756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage CHEVRON FCU |
| Oct 28, 2020 | Deed, Subdivision Related Transfer · Conventional Mortgage CHEVRON FCU |
| Oct 2, 2019 | Grant Deed, Transfer · Construction Mortgage 'CONNOR DICK O |
| Dec 24, 2019 | Correction Deed, Construction Loan · Construction Mortgage DICK O'CONNOR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on File |
| Deed Sale | Oct 28, 2020 · Amount on File |
| Prior Sale | Oct 2, 2019 · Amount on File |
| Deed Document Number | 2020111665 |
| Deed Book / Page | 3794 / 1445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 146 ACKERMAN AVE, EMERSON, NJ 07630-1756 |
| Document Number | 0037941451 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 146 ACKERMAN AVE EMERSON NJ 07630, EMERSON, NJ 07630 |
| Document Number | 0037941451 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 003794/001451 |
| Instrument | 111666 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Address | OAKLAND, CA 94607 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 28, 2020 |
| Property Address | 146 ACKERMAN AVE, EMERSON, NJ 07630-1756 |
| Document Number | 0037941445 |
| Book / Page | 3794 / 1445 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 20-111665 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,517.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 141 CEDAR RD, 141, NEW MILFORD, NJ 07646-2836 |
| Name | Verified Name |
|---|---|
| Address | 146 ACKERMAN AVE, EMERSON, NJ 07630-1756 |
| Document Number | 0020111666 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 20-111666 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 2, 2019 |
| Property Address | 146 ACKERMAN AVE, EMERSON, NJ 07630-1756 |
| Document Number | 0033640732 |
| Book / Page | 003364 / 000732 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 65140 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2020 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 146 ACKERMAN AVE EMERSON NJ 07630, EMERSON, NJ 07630 |
| Document Number | 34480387 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 003448/000387 |
| Instrument | 90232 |
| Name | 'CONNOR DICK O |
|---|---|
| Address | 71 WASHINGTON AVE, DUMONT, NJ 07628-3025 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 1, 2020 |
| Rate | 8% |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 24, 2019 |
| Property Address | 146 ACKERMAN AVE, EMERSON, NJ 07630-1756 |
| Document Number | 0034480388 |
| Book / Page | 003448 / 000388 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 90232 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 24, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 146 ACKERMAN AVE EMERSON NJ 07630, EMERSON, NJ 07630 |
| Document Number | 34480388 |
|---|---|
| Date | Dec 24, 2019 |
| Book Page | 003448/000388 |
| Instrument | 90232 |
| Name | DICK O'CONNOR |
|---|---|
| Address | 71 WASHINGTON AVE, DUMONT, MI 07623 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 23, 2020 |
The 2025 property tax bill for 146 Ackerman Ave was $25,069, up 3.5% from the year before.
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $733,000 (-) Land $245,400 Building $487,600 | $733,000 (-) Land $245,400 Building $487,600 | |
| 2025 | $25,069.00 (+3.55%) | $733,000 Land $245,400 Building $487,600 | $733,000 Land $245,400 Building $487,600 |
| 2024 | $24,210.00 | ||
| 2023 | $733,000 Land $245,400 Building $487,600 | $733,000 Land $245,400 Building $487,600 | |
| 2022 | $22,195.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Ackerman Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 Ackerman Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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